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HSBC Finance is a financial services company that provides loans, credit cards and insurance products to middle-market consumers. It was formed from the acquisition of Household International in 2003 and has undergone several changes and controversies since then.
HSBC stands for The Hongkong and Shanghai Banking Corporation, founded in 1865 in Hong Kong and 1866 in Shanghai. It is the largest Europe-based bank by total assets and has a global presence in 62 countries and territories.
HSBC Bank USA is a subsidiary of the British banking group HSBC, with its headquarters in New York City and Virginia. It has 22 branches, mostly in the Northeast, and plans to exit the U.S. retail market by 2022, after facing fines and lawsuits for money laundering and overdraft fees.
Learn about the history, products and services of HSBC Bank Australia, the Australian subsidiary of HSBC. The bank offers online banking, credit cards, home loans, personal loans, insurance and more.
EPS is an electronic payment system in Hong Kong, Macau and Shenzhen that allows ATM card or credit card holders to pay or withdraw cash at retail locations. Learn about the system, the service, the members and the history of EPS.
Let’s say your overall available credit is $8,000, and your retail credit card limit makes up $1,500 of that amount. Once the card is closed, you only have $6,500 of available credit.
NETS is a private company that offers various electronic payment solutions in Singapore, such as debit and credit cards, mobile payments, QR code payment, and electronic funds transfer. It is owned by DBS Bank, OCBC Bank and UOB, and operates the national debit scheme and the CashCard system.
HSBC UK is a British subsidiary of the global HSBC banking group, founded in 1836 as the Birmingham and Midland Bank. It offers financial services such as personal finance, commercial banking, private banking, consumer finance and corporate banking, and has a network of 1800 sites in the UK.