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A good auto loan rate is generally any rate below the average for your credit profile. For drivers with excellent credit, the average rates are 5.07 percent for new cars and 7.09 percent for used ...
As with other types of loans, the overall cost of a car loan comes down to one major factor: the annual percentage rate. The APR includes both interest and lender fees, expressed as a percentage.
You can calculate your total interest by using this formula: Principal loan amount x interest rate x loan term = interest. For example, if you take out a five-year loan for $20,000 and the ...
Bank of America’s car loan rates start at 6.29% (new cars) or 6.49% (used cars). Repayment terms range from 48 to 72 months. The minimum loan amount depends on your state but is typically $7,500.
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The best interest rates on auto loans go to buyers with good or excellent credit — typically a score of 670 or higher. ... use a loan-to-value (LTV) calculator to determine if you have positive ...
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