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North American Bancard (NAB) is a payments technology company founded in 1992 by CEO/President Marc Gardner, it is headquartered in Troy, Michigan.Its corporate office employs more than 1,200 people, plus, another 3,000 sales partners located throughout the U.S. NAB offers technologies in credit, debit, EBT, check conversion and guarantee, ATM, gift and loyalty cards, and online payments.
Providian was a company that sold credit in the "subprime" market. Providian provided credit cards primarily to the lowest income groups in the U.S. at high interest rates. The annual percentage rates (APR) charged by Providian were as high as 29.9 percent. In a March 1999 memorandum published by the San Francisco Chronicle, the founder of the ...
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The European Payments Initiative (EPI), previously known as the Pan-European Payments System Initiative (PEPSI), is a European Central Bank-backed payment-integration initiative aiming to create a pan-European payment system and interbank network to rival Mastercard and Visa, and eventually replace national European payment schemes such as France's Carte Bancaire and Germany's Girocard.
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A bad credit score, or any score below 579 on the FICO scale, can put a wrinkle in nearly any financial plan, including if you want to get a credit card.Most credit card issuers require good or ...