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Apple Pay is a mobile payment service by Apple Inc. that allows users to make payments in person, in iOS apps, and on the web. It is supported on iPhone, Apple Watch, iPad, Mac, and Vision Pro. It digitizes and can replace a credit or debit card chip and PIN transaction at a contactless-capable point-of-sale terminal.
The Chip Authentication Program (CAP) is a MasterCard initiative and technical specification for using EMV banking smartcards for authenticating users and transactions in online and telephone banking. It was also adopted by Visa as Dynamic Passcode Authentication (DPA). [1] The CAP specification defines a handheld device ( CAP reader) with a ...
A secure access module. A Secure Access Module (SAM), also known as a Secure Application Module, is a piece of cryptographic hardware typically used by smart card card readers to perform mutual key authentication. [1] [2] [3] SAMs can be used to manage access in a variety of contexts, such as public transport fare collection and point of sale ...
CCID ( chip card interface device) protocol is a USB protocol that allows a smartcard to be connected to a computer via a card reader using a standard USB interface, without the need for each manufacturer of smartcards to provide its own reader or protocol. [1] This allows the smartcard to be used as a security token for authentication and data ...
Description. The RSA SecurID authentication mechanism consists of a "token"—either hardware (e.g. a key fob) or software (a soft token )—which is assigned to a computer user and which creates an authentication code at fixed intervals (usually 60 seconds) using a built-in clock and the card's factory-encoded almost random key (known as the ...
Near-field communication ( NFC) is a set of communication protocols that enables communication between two electronic devices over a distance of 4 centimetres (1.6 in) or less. [1] NFC offers a low-speed connection through a simple setup that can be used for the bootstrapping of capable wireless connections. [2]
Gemalto was an international digital security company providing software applications, secure personal devices such as smart cards and tokens, e-wallets and managed services. It was formed in June 2006 by the merger of two companies, Axalto and Gemplus International. Gemalto N.V.'s revenue in 2018 was €2.969 billion. [1]
3-D Secure. 3-D Secure is a protocol designed to be an additional security layer for online credit and debit card transactions. The name refers to the "three domains" which interact using the protocol: the merchant/acquirer domain, the issuer domain, and the interoperability domain. [1]
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