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2. How to calculate interest on a car loan - AOL

   www.aol.com/finance/calculate-interest-car-loan...

   As with other types of loans, the overall cost of a car loan comes down to one major factor: the annual percentage rate. The APR includes both interest and lender fees, expressed as a percentage.

3. Average Auto Loan Rate for a Used Car in All 50 States

   www.aol.com/average-auto-loan-rate-used...

   Average APR for a used sedan: 10.83% State average APR for a used vehicle: 10.62% Methodology: For this study, GOBankingRates analyzed each U.S. state to find the average auto loan rates.

4. The Average Price of an Auto Loan for a New Car in All 50 States

   www.aol.com/finance/average-price-auto-loan-car...

   Total average cost for an auto loan for a new car: $47,427. Average monthly car payment: $765. New truck. Average total cost: $47,310. Average monthly payment: $757. New SUV. Average total cost ...

5. Annual percentage rate - Wikipedia

   en.wikipedia.org/wiki/Annual_percentage_rate

   Annual percentage rate. Parts of total cost and effective APR for a 12-month, 5% monthly interest, $100 loan paid off in equally sized monthly payments. The term annual percentage rate of charge (APR), [1][2] corresponding sometimes to a nominal APR and sometimes to an effective APR (EAPR), [3] is the interest rate for a whole year (annualized ...

6. Car finance - Wikipedia

   en.wikipedia.org/wiki/Car_finance

   Dealer financing is an option automobile dealerships offer to customers purchasing a vehicle. It is a significant source of profit for dealerships, with estimates suggesting that 78 percent of all cars are financed through this method. However, dealer financing may not always be the most advantageous option for buyers.

7. Effective interest rate - Wikipedia

   en.wikipedia.org/wiki/Effective_interest_rate

   The effective interest rate (EIR), effective annual interest rate, annual equivalent rate (AER) or simply effective rate is the percentage of interest on a loan or financial product if compound interest accumulates in periods different than a year. [1] It is the compound interest payable annually in arrears, based on the nominal interest rate ...