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  2. How to get a $10,000 personal loan - AOL

    www.aol.com/finance/10-000-personal-loan...

    Documents required for a personal loan application. Proof of identity: Driver’s license, passport, ... 5-year term. 13 percent. $227.53. $3,651.84. Alternatives to $10,000 personal loans.

  3. How to get a personal loan in 8 steps - AOL

    www.aol.com/finance/personal-loan-8-steps...

    Next steps: Check the websites of some personal loan lenders to get an idea of the rates and terms they offer. You should also check their rates and use them with a personal loan calculator to get ...

  4. How does a personal loan affect your credit score? - AOL

    www.aol.com/finance/does-personal-loan-affect...

    A well-managed personal loan is a good way to start building your history since it will have a term of two to five years — and then stay on your credit report for up to seven once you finish ...

  5. Home equity line of credit - Wikipedia

    en.wikipedia.org/wiki/Home_equity_line_of_credit

    A home equity line of credit, or HELOC ( /ˈhiːˌlɒk/ HEE-lok ), is a revolving type of secured loan in which the lender agrees to lend a maximum amount within an agreed period (called a term ), where the collateral is the borrower's property (akin to a second mortgage ). Because a home often is a consumer's most valuable asset, many ...

  6. What a personal loan is, how rates work and common uses - AOL

    www.aol.com/finance/personal-loan-213206505.html

    Getting a longer loan term than necessary: The longer the loan term, the more interest you’ll have to pay during the life of your loan. Before taking on debt, use a personal loan repayment ...

  7. Peer-to-peer lending - Wikipedia

    en.wikipedia.org/wiki/Peer-to-peer_lending

    The interest rates ranged from 5.6–35.8%, depending on the loan term and borrower rating. The default rates varied from about 1.5% to 10% for the more risky borrowers. [33] Executives from traditional financial institutions are joining the peer-to-peer companies as board members, lenders and investors, [44] [45] indicating that the new ...

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