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If you have a Target RedCard, you can still become a Target Circle member and link your RedCard to your account.
If you're a Target shopper, you've likely been asked at checkout about applying for a Target credit card. The Target REDcard offers a few perks for "Tar-JAY" enthusiasts, but you might...
Financial and Retail Services (FRS), formerly Target Financial Services, issues Target's credit cards, known as the Target REDcard (formerly the Target Guest Card), issued through Target National Bank (formerly Retailers National Bank) for consumers and through Target Bank for businesses.
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Previously called the Target RedCard, the Circle Card offers several perks, including 5% off most purchases, special sales, extended return times and fast, free shipping on qualifying items.
The Target Red Card program is a great example of how the value proposition works. Consumers enroll with Target, provide their checking account to be debited and receive 5% discount at the register when they use the Red Card to pay.
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In conjunction, the name of the store's credit and debit card was announced to be changed from "Target REDcard" to "Target RedCard". At its debut, Target Circle allows shoppers to earn 1% back in rewards to use on a future purchase, except when a Target RedCard is used.