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2. 7 Things You Must Do When Your Car Payment Exceeds $535 ... - AOL

   www.aol.com/7-things-must-car-payment-190046893.html

   If possible, try to keep your car payment to a maximum of 10% to 15% of your monthly take-home pay. The U.S. Census Bureau found that the real median household income after taxes is around $64,240 ...

3. What is the actual cash value of my car? - AOL

   www.aol.com/finance/actual-cash-value-car...

   Actual cash value (ACV) ACV is used to determine how much of a payout you will receive for a totaled vehicle. It is determined by the replacement cost of your vehicle minus depreciation, which ...

4. 7 Key Signs That Your Monthly Car Payment Will Break ... - AOL

   www.aol.com/7-key-signs-monthly-car-160050930.html

   “One sign that a monthly car payment will break your budget is that when you calculate the car payment, potential gas use and insurance, these things add up to more than you have left in ...

5. Amortizing loan - Wikipedia

   en.wikipedia.org/wiki/Amortizing_loan

   Amortizing loan. In banking and finance, an amortizing loan is a loan where the principal of the loan is paid down over the life of the loan (that is, amortized) according to an amortization schedule, typically through equal payments. Similarly, an amortizing bond is a bond that repays part of the principal ( face value) along with the coupon ...

6. Annual percentage rate - Wikipedia

   en.wikipedia.org/wiki/Annual_percentage_rate

   The term annual percentage rate of charge ( APR ), [1] [2] corresponding sometimes to a nominal APR and sometimes to an effective APR ( EAPR ), [3] is the interest rate for a whole year (annualized), rather than just a monthly fee/rate, as applied on a loan, mortgage loan, credit card, [4] etc. It is a finance charge expressed as an annual rate.

7. Weighted-average life - Wikipedia

   en.wikipedia.org/wiki/Weighted-Average_Life

   In finance, the weighted-average life (WAL) of an amortizing loan or amortizing bond, also called average life, [1] [2] [3] is the weighted average of the times of the principal repayments: it's the average time until a dollar of principal is repaid. In a formula, [4] where: is the time (in years) from the calculation date to payment . If ...