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2. MBNA - Wikipedia

   en.wikipedia.org/wiki/MBNA

   MBNA was founded in 1982 as Maryland Bank, N.A. [3] [4] [5] Led by Charles Cawley, MBNA opened its first office in a converted A&P (Great Atlantic & Pacific Tea Company) food supermarket in Ogletown, Delaware. [6] An early driver of MBNA's growth was the creation of "affinity cards" in 1983. Cawley convinced the alumni association at his alma ...

3. Credit card - Wikipedia

   en.wikipedia.org/wiki/Credit_card

   Commons. Portal. v. t. e. A credit card is a payment card, usually issued by a bank, allowing its users to purchase goods or services or withdraw cash on credit. Using the card thus accrues debt that has to be repaid later. [1] Credit cards are one of the most widely used forms of payment across the world.

4. What to know before closing a credit card with a balance - AOL

   www.aol.com/finance/know-closing-credit-card...

   Closing a credit card account can also impact your credit utilization ratio if you have debt on other credit cards and revolving accounts. This factor makes up 30 percent of your FICO score, so ...

5. Credit CARD Act of 2009 - Wikipedia

   en.wikipedia.org/wiki/Credit_CARD_Act_of_2009

   The Consumer Financial Protection Bureau in its October 2013 report on the CARD Act found that between the first quarter of 2009 and December 2012, credit card interest rates increased on average from 16.2% to 18.5%, while the “total cost of credit,” that is, the total of all fees and interest paid by all consumers as a percentage of the ...

6. Pay Off Your Credit Card Debt With These 11 Steps - AOL

   www.aol.com/finance/pay-off-credit-card-debt...

   Here's your 11-step plan to tackling credit card debt this year. Pekic / Getty Images/iStockphoto. 1. Tally Up, Review and Analyze Your Debts. According to Howard Dvorkin, CPA and chairman of Debt ...

7. 8 life lessons your credit cards can teach you - AOL

   www.aol.com/finance/8-life-lessons-credit-cards...

   Here are eight principles of wise credit management, and how they can help you learn some of life’s most important lessons. 1. Don’t be afraid to start small. To create a credit history, you ...