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Website. www.creditunion.ie. The Irish League of Credit Unions ( ILCU) ( Irish: Conradh na hÉireann de Chomhair Chreidmheasa [1]) is a trade association for credit unions in Ireland. It operates in both the Republic of Ireland and Northern Ireland. It is an unincorporated body governed by a board of directors elected by member credit unions.
A credit union is a member-owned nonprofit cooperative financial institution. They may offer financial services equivalent to those of commercial banks, such as share accounts ( savings accounts ), share draft accounts ( cheque accounts ), credit cards, credit, share term certificates ( certificates of deposit ), and online banking.
Postbank Ireland; Building societies. None as of 8 March 2023. List of credit institutions authorized to carry on banking business in the Republic of Ireland under Irish legislation. Complete list as of 8 March 2023, information based on the official Credit Institutions Register on the Central Bank of Ireland homepage.
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Recent changes in credit unions. In Britain the number of active credit unions fell from 565 in 2004 to 390 in 2012; some merged, but others became insolvent. Six ceased trading in 2012, and at least eight had ceased in 2013 by the end of July. [12] However, the number of members has increased from 1.04 million in 2012 to 2 million in 2018.
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The compensation limits were last revised in 2010 to bring them into line with the EU (and EEA) deposit guarantee requirements under the European Union directive 94/19/E. On 31 August 2012 UK authorised banks, building societies and credit unions were required to display information about FSCS protection in branch and online, this included ...