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2. What is APR on a credit card? - AOL

   www.aol.com/finance/apr-credit-card-190100668.html

   The best balance transfer credit cards offer up to 21 months of no interest before the regular APR kicks in. Ask for a lower rate. If you want a lower credit card interest rate, call your issuer ...

3. Credit card interest - Wikipedia

   en.wikipedia.org/wiki/Credit_card_interest

   Interest rates vary widely. Some credit card loans are secured by real estate, and can be as low as 6 to 12% in the U.S. (2005). [citation needed] Typical credit cards have interest rates between 7 and 36% in the U.S., depending largely upon the bank's risk evaluation methods and the borrower's credit history.

4. Need another balance transfer? Don’t feel ashamed - AOL

   www.aol.com/finance/another-balance-transfer-don...

   If you’re applying for more than one balance transfer card at the same time, every hard inquiry from a card issuer shows up on your credit report, multiplying the temporary, minimal impact on ...

5. 11 pesky bank fees and how to avoid them - AOL

   www.aol.com/finance/11-pesky-bank-fees-avoid...

   How to avoid this fee: Know your checking account balance before using your debit card or writing a check. Using a credit card for purchases will also avoid overdrafts.

6. Top 3 Signs You Need to Cancel Your Credit Card - AOL

   www.aol.com/top-3-signs-cancel-credit-140010948.html

   Image source: The Motley Fool/Getty Images. Credit cards are a useful financial tool. You can use them to pay for everyday purchases, easily shop in-store or online, and earn rewards when you ...

7. What is a balance transfer — and is it a good idea for debt?

   www.aol.com/finance/balance-transfer-good-idea...

   A credit card balance transfer is a popular option for tackling high-interest debt. ... if you transfer that debt to a 0 percent intro APR card with a 3 percent balance transfer fee, you can pay ...