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A co-signer takes on all the rights and responsibilities of a loan along with the borrower. This means that if the borrower can’t make a payment on the loan, the co-signer is responsible. If you ...
Learn whether the co-signer can refinance an auto loan, including terms, requirements, and potential refinancing options available for borrowers.
The most common method of buying a car in the United States is borrowing the money and then paying it off in installments. Over 85% of new cars and half of used cars are financed (as opposed to being paid for in a lump sum with cash). [2] Roughly 30% of new vehicles during the same time period were leased. [2]
A co-signed auto loan is when you still carry the full responsibility of the monthly payments but have someone else backing your loan. But unlike a co-borrower, the co-signer has no legal ownership.
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