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Some of these apps return a percentage on what you spend — anywhere from 1% to 15% and higher paid out as cash to your bank account or digital wallet — while others redeem your rewards as gift ...
The credit card issuer is sharing some of this commission with the card holder to incentivise them to use the credit card when making a payment. Rewards-based credit card products like cash back are more beneficial to consumers who pay their credit card statement off every month. Rewards-based products generally have higher annual percentage ...
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