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2. Personal finance - Wikipedia

   en.wikipedia.org/wiki/Personal_finance

   Credit: A line of credit is the ability of a customer to receive goods or services prior to payment with the promise that the debt will be repaid in the future, often with interest and or fees. Credit can be acquired through a variety of means, including unsecured debts such as personal loans, student loans, and credit cards, as well as secured ...

3. Fremont General Corporation - Wikipedia

   en.wikipedia.org/wiki/Fremont_General_Corporation

   The bank's mortgage-servicing rights were sold to Litton Loan Servicing (owned at the time by Goldman Sachs, now owned by Ocwen). In June 2009, the company agreed to a legal settlement with the State of Massachusetts regarding predatory lending practices. They agreed to pay $10 million in consumer relief, civil penalties and costs.

4. Primary servicer - Wikipedia

   en.wikipedia.org/wiki/Primary_servicer

   Primary servicer. The term primary servicer refers to companies that monitor and manage loans. The primary servicer of a loan can be the loan originator, the mortgage banker or a third party and maintains direct contact with the borrower. If the loan falls into default or needs special attention, a special servicer would undertake this role.

5. Offset loan - Wikipedia

   en.wikipedia.org/wiki/Offset_loan

   An offset loan involves a savings account and a mortgage loan. The value of the savings account is subtracted from the value of the mortgage and the difference between the amounts is used to calculate the interest charged on the mortgage loan. [2] For example, if an accountholder has a $100,000 mortgage and $10,000 in their offset savings ...

6. VA loans: What they are and how they work - AOL

   www.aol.com/finance/va-loans-200043770.html

   Pros of a VA loan. No down payment: VA loans allow you to purchase a home with zero down payment. In contrast, you’d need at least 3 percent down for a conventional mortgage and at least 3.5 ...

7. Mortgage loan modification: What it is and how to get one - AOL

   www.aol.com/finance/mortgage-loan-modification...

   USDA loan modification: With a USDA loan, you can modify your mortgage with an extended term of up to 40 years, reduce the interest rate and receive a “mortgage recovery advance,” a one-time ...