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2. Your mortgage statement explained - AOL

   www.aol.com/finance/mortgage-statement-explained...

   A mortgage statement is a document containing the latest details about your loan, including your monthly payment. The law requires your mortgage lender or servicer to send you statements for each ...

3. How long should I keep mortgage statements and documents? - AOL

   www.aol.com/finance/long-keep-mortgage...

   Keep your mortgage documents and related home sale records for at least seven years after selling your home. This includes proof of mortgage payoff, the closing statement and receipts for capital ...

4. Missing mortgage payments: What happens, and how many can I ...

   www.aol.com/finance/missing-mortgage-payments...

   Foreclosure processes generally begin 3-6 months after the first missed payment, with late fees charged after 10-15 days. Federal law usually requires a homeowner to be more than 120 days overdue ...

5. Mortgage underwriting in the United States - Wikipedia

   en.wikipedia.org/wiki/Mortgage_underwriting_in...

   For an example, if a borrower has a $500 car payment, $100 in credit and loan payments, pays $500 in child support and wants a mortgage with payments $1,000 per month, her total monthly obligations is $2100. If she makes $5,000 a month, her debt to income ratio is 42%.

6. Leaseback - Wikipedia

   en.wikipedia.org/wiki/Leaseback

   A "sale/leaseback" or "sale and leaseback" is a transaction in which the owner of a property sells an asset, typically real estate, [4] and then leases it back from the buyer. In this way the transaction functions as a loan, with payments taking the form of rent. Due to the lack of financing available in today's market, many American businesses ...

7. What happens when you pay off your mortgage? - AOL

   www.aol.com/finance/happens-pay-off-mortgage...

   When you pay off your mortgage, your lender will provide you with documents to show you have paid off your home loan in full. You must collect all the necessary paperwork, and in some cases ...

8. How to pay a mortgage: 5 ways to pay on time - AOL

   www.aol.com/finance/pay-mortgage-5-ways-pay...

   5 ways to make a mortgage payment. EXPAND. 1. Pay your mortgage online. The easiest option for most homeowners is to pay for their mortgage through either their lender or servicer’s website ...

9. How to lower your mortgage payment

   www.aol.com/finance/lower-mortgage-payment...

   1. Refinance to lower your payment. Refinancing involves replacing your current mortgage with a new one. In a basic rate-and-term refinance, your new loan offers a lower interest rate, a longer ...