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  2. Credit card - Wikipedia

    en.wikipedia.org/wiki/Credit_card

    Some local banks and credit unions also offer business credit cards. American Express is the only major issuer of business charge cards in the United States, however. Secured credit cards. A secured credit card is a type of credit card secured by a deposit account owned by the cardholder. Typically, the cardholder must deposit between 100% and ...

  3. Business line of credit vs. business credit cards - AOL

    www.aol.com/finance/business-line-credit-vs...

    A business line of credit (LOC) can provide financing for larger business expenses but could be more difficult to qualify for than a business credit card. An LOC offers financing for a defined ...

  4. Subscription business model - Wikipedia

    en.wikipedia.org/wiki/Subscription_business_model

    Subscription business model. The subscription business model is a business model in which a customer must pay a recurring price at regular intervals for access to a product or service. The model was pioneered by publishers of books and periodicals in the 17th century, [1] and is now used by many businesses, websites [2] and even pharmaceutical ...

  5. Issuing bank - Wikipedia

    en.wikipedia.org/wiki/Issuing_bank

    An issuing bank (also called an issuer) is part of the 4-party model of payments. [2] It is the bank of the consumer (also called a cardholder) and is responsible for paying the merchant's bank (called an Acquiring Bank or Acquirer) for the goods and services the consumer purchases. It issues the payment card and holds the account with the ...

  6. Business Model Canvas - Wikipedia

    en.wikipedia.org/wiki/Business_Model_Canvas

    The Business Model Canvas is a strategic management template used for developing new business models and documenting existing ones. It offers a visual chart with elements describing a firm's or product's value proposition, infrastructure, customers, and finances, assisting businesses to align their activities by illustrating potential trade-offs.

  7. Merchant account - Wikipedia

    en.wikipedia.org/wiki/Merchant_account

    Merchant account. A merchant account is a type of bank account that allows businesses to accept payments in multiple ways, typically debit or credit cards. A merchant account is established under an agreement between an acceptor and a merchant acquiring bank for the settlement of payment card transactions. In some cases a payment processor ...

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