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2. How to choose a mortgage lender: 6 tips - AOL

   www.aol.com/finance/choose-mortgage-lender-6...

   Overall, each loan option affects your down payment requirement, total loan cost and monthly mortgage payment, so it’s important to consider your needs and financial situation carefully when ...

3. Annual percentage rate - Wikipedia

   en.wikipedia.org/wiki/Annual_percentage_rate

   That is, the APR for a 30-year loan cannot be compared to the APR for a 20-year loan. APR can be used to show the relative impact of different payment schedules (such as balloon payments or biweekly payments instead of straight monthly payments), but most standard APR calculators have difficulty with those calculations.

4. Debt-to-income ratio - Wikipedia

   en.wikipedia.org/wiki/Debt-to-income_ratio

   The two main kinds of DTI are expressed as a pair using the notation / (for example, 28/36).. The first DTI, known as the front-end ratio, indicates the percentage of income that goes toward housing costs, which for renters is the rent amount and for homeowners is PITI (mortgage principal and interest, mortgage insurance premium [when applicable], hazard insurance premium, property taxes, and ...

5. How to manage a fast business loan - AOL

   www.aol.com/finance/manage-fast-business-loan...

   Some lenders require automatic payments in order to be approved for the loan. Make sure to link your payments to a business bank account that typically has adequate cash. 3. Increase your monthly ...

6. Weighted-average life - Wikipedia

   en.wikipedia.org/wiki/Weighted-Average_Life

   On a 30-year amortizing loan, paying equal amounts monthly, one has the following WALs, for the given annual interest rates (and corresponding monthly payments per $100,000 principal balance, calculated via an amortization calculator and the formulas below relating amortized payments, total interest, and WAL):

7. Vehicle insurance in the United States - Wikipedia

   en.wikipedia.org/wiki/Vehicle_insurance_in_the...

   Collision coverage is optional, however if you plan on financing a car or taking a car loan, the lender will usually insist you carry collision for the finance term or until the car is paid off. Collision Damage Waiver (CDW) or Loss Damage Waiver (LDW) is the term used by rental car companies for collision coverage.