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Kaiser Permanente ( / ˈkaɪzər pɜːrməˈnɛnteɪ /; KP) is an American integrated managed care consortium, based in Oakland, California, United States, founded in 1945 by industrialist Henry J. Kaiser and physician Sidney Garfield. Kaiser Permanente is made up of three distinct but interdependent groups of entities: the Kaiser Foundation ...
Henry J. Kaiser. Henry John Kaiser (May 9, 1882 – August 24, 1967) was an American industrialist who became known for his shipbuilding and construction projects, then later for his involvement in fostering modern American health care. Prior to World War II, Kaiser was involved in the construction industry; his company was one of those that ...
Pharmacy benefit management. In the United States, a pharmacy benefit manager ( PBM) is a third-party administrator of prescription drug programs for commercial health plans, self-insured employer plans, Medicare Part D plans, the Federal Employees Health Benefits Program, and state government employee plans.
Kaiser Permanente was the highest-ranked commercial plan by consumer satisfaction in 2018 with a different survey finding it tied with Humana. [32] As of 2017, Medicaid and Medicare have become an increasingly large part of the private health insurance industry, particularly with the rise of Medicare Advantage programs. [33]
In the United States, health insurance helps pay for medical expenses through privately purchased insurance, social insurance, or a social welfare program funded by the government. [1] [2] Synonyms for this usage include "health coverage", "health care coverage", and "health benefits". In a more technical sense, the term "health insurance" is ...
Tens of thousands of Kaiser Permanente employees plan to strike as time runs short to reach contract agreements with the healthcare giant. More than 75,000 Kaiser workers in California and ...
About 80,000 Kaiser Permanente employees will strike for a week starting Oct. 14 after accusing their employer of enriching top executives, raising rates on patients and outsourcing jobs, the ...
The overuse of medical benefits is known as moral hazard—individuals who are insured are then more inclined to consume healthcare. The way the healthcare system tries to eliminate this problem is through cost sharing tactics like copays and deductibles.
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