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  2. Behind on mortgage payments? Here's how to apply for state ...

    www.aol.com/behind-mortgage-payments-heres-apply...

    Missouri SAFHR for Homeowners offers two forms of assistance to those struggling with mortgage payments after COVID-19. You can either apply for reinstatement of one or more delinquent mortgages ...

  3. Housing and Economic Recovery Act of 2008 - Wikipedia

    en.wikipedia.org/wiki/Housing_and_Economic...

    The United States Housing and Economic Recovery Act of 2008 (commonly referred to as HERA) was designed primarily to address the subprime mortgage crisis. It authorized the Federal Housing Administration to guarantee up to $300 billion in new 30-year fixed rate mortgages for subprime borrowers if lenders wrote down principal loan balances to 90 ...

  4. HOME Investment Partnerships Program - Wikipedia

    en.wikipedia.org/wiki/HOME_Investment...

    The HOME Investment Partnerships Program ( HOME) is a type of United States federal assistance that the U.S. Department of Housing and Urban Development (HUD) provides to states to create decent and affordable housing, particularly housing for low and very low income Americans. [1] It is the largest Federal block grant to states and local ...

  5. Helping Families Save Their Homes Act of 2009 - Wikipedia

    en.wikipedia.org/wiki/Helping_Families_Save...

    The Helping Families Save Their Homes Act of 2009 ( Pub. L. 111–22 (text) (PDF)) is an enacted public law in the United States. On May 20, 2009, the Senate bill was signed into law by President Barack Obama. The stated purpose of the act, a product of the 111th United States Congress, was to allow bankruptcy judges to modify mortgages on ...

  6. 41% of homeowners saved specifically for their first home ...

    www.aol.com/finance/41-homeowners-saved...

    Around two in five (41 percent) of current homeowners said they saved intentionally to be able to afford the down payment and closing costs on their first home, according to a Bankrate survey. But ...

  7. Guide to first-time homebuyer loans and programs - AOL

    www.aol.com/finance/guide-first-time-homebuyer...

    Types of first-time homebuyer programs. Low-down payment conventional loans: Conventional loan programs that require just 3 percent down. Down payment assistance (DPA) programs: Loans, grants and ...

  8. Homeowners Affordability and Stability Plan - Wikipedia

    en.wikipedia.org/wiki/Homeowners_Affordability...

    The Homeowners Affordability and Stability Plan is a U.S. program announced on February 18, 2009, by U.S. President Barack Obama. According to the US Treasury Department, it is a $75 billion program to help up to nine million homeowners avoid foreclosure, which was supplemented by $200 billion in additional funding for Fannie Mae and Freddie ...

  9. California offers help for more homeowners who missed ...

    www.aol.com/news/california-offers-help-more...

    The program offers up to $80,000 to low- and moderate-income homeowners who have missed at least two mortgage payments because of a pandemic-related financial hardship. These homeowners can also ...

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