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  2. SMS banking - Wikipedia

    en.wikipedia.org/wiki/SMS_banking

    SMS banking' is a form of mobile banking. It is a facility used by some banks or other financial institutions to send messages (also called notifications or alerts) to customers' mobile phones using SMS messaging, or a service provided by them which enables customers to perform some financial transactions using SMS.

  3. Mobile banking - Wikipedia

    en.wikipedia.org/wiki/Mobile_banking

    Banking. Mobile banking is a service provided by a bank or other financial institution that allows its customers to conduct financial transactions remotely using a mobile device such as a smartphone or tablet. Unlike the related internet banking it uses software, usually called an app, provided by the financial institution for the purpose.

  4. Text messaging - Wikipedia

    en.wikipedia.org/wiki/Text_messaging

    Text messaging. A text message using SMS – the 160 character limit and difficulty of typing on feature phone keypads led to the abbreviations of "SMS language". The word "lol" sent via iMessage. Text messaging, or texting, is the act of composing and sending electronic messages, typically consisting of alphabetic and numeric characters ...

  5. Mobile payment - Wikipedia

    en.wikipedia.org/wiki/Mobile_payment

    Mobile payment, also referred to as mobile money, mobile money transfer and mobile wallet, is any of various payment processing services operated under financial regulations and performed from or via a mobile device. Instead of paying with cash, cheque, or credit card, a consumer can use a payment app on a mobile device to pay for a wide range ...

  6. Transaction authentication number - Wikipedia

    en.wikipedia.org/wiki/Transaction_authentication...

    A transaction authentication number ( TAN) is used by some online banking services as a form of single use one-time passwords (OTPs) to authorize financial transactions. TANs are a second layer of security above and beyond the traditional single-password authentication . TANs provide additional security because they act as a form of two-factor ...

  7. One-time password - Wikipedia

    en.wikipedia.org/wiki/One-time_password

    One-time password. A one-time password ( OTP ), also known as a one-time PIN, one-time authorization code ( OTAC) or dynamic password, is a password that is valid for only one login session or transaction, on a computer system or other digital device. OTPs avoid several shortcomings that are associated with traditional (static) password-based ...

  8. Unstructured Supplementary Service Data - Wikipedia

    en.wikipedia.org/wiki/Unstructured_Supplementary...

    Unstructured Supplementary Service Data ( USSD ), sometimes referred to as " quick codes " or " feature codes ", is a communications protocol used by GSM cellular telephones to communicate with the mobile network operator 's computers. USSD can be used for WAP browsing, prepaid callback service, mobile-money services, location-based content ...

  9. Online banking - Wikipedia

    en.wikipedia.org/wiki/Online_banking

    v. t. e. Online banking, also known as internet banking, virtual banking, web banking or home banking, is a system that enables customers of a bank or other financial institution to conduct a range of financial transactions through the financial institution's website or mobile app. Since the early 2000s this has become the most common way that ...

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