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  2. 1. Unauthorized Transactions. Unauthorized transactions are one of the most common red flags you may find on your card statement. Review the charges on your statement to confirm you made the ...

  3. Providian - Wikipedia

    en.wikipedia.org/wiki/Providian

    Providian was a company that sold credit in the "subprime" market. Providian provided credit cards primarily to the lowest income groups in the U.S. at high interest rates. The annual percentage rates (APR) charged by Providian were as high as 29.9 percent. In a March 1999 memorandum published by the San Francisco Chronicle, the founder of the ...

  4. Stored-value card - Wikipedia

    en.wikipedia.org/wiki/Stored-value_card

    A stored-value card ( SVC) is a payment card with a monetary value stored on the card itself, not in an external account maintained by a financial institution. This means no network access is required by the payment collection terminals as funds can be withdrawn and deposited straight from the card. Like cash, payment cards can be used ...

  5. Mir (payment system) - Wikipedia

    en.wikipedia.org/wiki/Mir_(payment_system)

    Mir ( Russian: Мир, IPA: [ˈmʲir]; lit. 'the world' or 'peace') is a Russian card payment system for electronic fund transfers established by the Central Bank of Russia under a law adopted on 1 May 2017. [1] The system was developed by Belgian digital payments company OpenWay and is operated by the Russian National Card Payment System, a ...

  6. Authorization hold - Wikipedia

    en.wikipedia.org/wiki/Authorization_hold

    Authorization hold (also card authorization, preauthorization, or preauth) is a service offered by credit and debit card providers whereby the provider puts a hold of the amount approved by the cardholder, reducing the balance of available funds until the merchant clears the transaction (also called settlement), after the transaction is completed or aborted, or because the hold expires.

  7. Payment service provider - Wikipedia

    en.wikipedia.org/wiki/Payment_service_provider

    Payment service provider. A payment service provider ( PSP) is a third-party company that allows businesses to accept electronic payments, such as credit card and debit card payments. PSPs act as intermediaries between those who make payments, i.e. consumers, and those who accept them, i.e. retailers. [1]

  8. Qi Card - Wikipedia

    en.wikipedia.org/wiki/Qi_Card

    The Qi Card also known for International Smart Card ISC [1] [2] is an Iraqi debit card and is the national credit card of Iraq. It is pronounced as 'key', and it is the reversed form of iq, the ISO 3166 code for Iraq. It has about 3,000 employees, as well as 9 million card users. [3] Its capital is estimated at more than 85 billion Iraqi dinars ...

  9. Get Paid To Spend Money: 22 Ways You Can Get Paid to Go ... - AOL

    www.aol.com/paid-spend-money-22-ways-110048232.html

    YYou can earn cash back at over 300 retailers with the Ibotta app when you shop in-store or online. To earn cash back in-store, add offers through the app, scan your receipts, and you'll receive ...