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The date your coverage starts depends on which month you sign up during your Initial Enrollment Period. Coverage always starts on the first of the month. If you qualify for premium-free Part A: Your Part A coverage starts the month you turn 65.
Open Enrollment Period. October 15-December 7. Join, drop, or switch to another Medicare Advantage Plan (or add or drop drug coverage). Switch from Original Medicare to a Medicare Advantage Plan or from a Medicare Advantage Plan to Original Medicare.
It’s Open Enrollment - now to December 7. Find and compare 2025 health and drug plans now. Find Plans.
These chances to make changes are called Special Enrollment Periods. The types of changes you can make and the timing depend on your life event. If you have questions or need help making enrollment changes, call 1-800-MEDICARE (1-800-633-4227). TTY users can call 1-877-486-2048.
You must sign up for Medicare before you can buy a Medigap policy. When your employer coverage ends, you'll have a chance to sign up for Part B without paying a late enrollment penalty. Your Medigap Open Enrollment Period will start once you sign up for Part B.
Most people sign up for both Part A and Part B when they’re first eligible (usually when they turn 65). Answer a few questions to find out when you can sign up.
Need help with costs, or have a disability or a chronic condition. Some people get Medicare Part A and Part B automatically, and some have to sign up for it. Answer a few questions to find out how to sign up based on your situation.
Under federal law, you get a 6 month “Medigap Open Enrollment” period. It starts the first month you have Medicare Part B and you’re 65 or older.
Find out how to get Medicare drug coverage. Learn about Medicare drug plans (Part D), Medicare Advantage Plans, more. Get the right Medicare drug plan for you.
You can switch to a new Medicare drug plan by joining another drug plan during one of these times. You don't need to cancel your old Medicare drug plan. Your old Medicare drug plan coverage will end when your new drug plan begins.
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