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  2. Santander UK - Wikipedia

    en.wikipedia.org/wiki/Santander_UK

    Santander UK plc ( UK: / ˌsæntənˈdɛər, - tæn -/, US: / ˌsɑːntɑːnˈdɛər /) [3] is a British bank, wholly owned by the Spanish Santander Group. Santander UK plc manages its affairs autonomously, with its own local management team, responsible solely for its performance. Santander UK is one of the leading personal financial services ...

  3. Authorization hold - Wikipedia

    en.wikipedia.org/wiki/Authorization_hold

    Authorization hold (also card authorization, preauthorization, or preauth) is a service offered by credit and debit card providers whereby the provider puts a hold of the amount approved by the cardholder, reducing the balance of available funds until the merchant clears the transaction (also called settlement), after the transaction is completed or aborted, or because the hold expires.

  4. Elavon - Wikipedia

    en.wikipedia.org/wiki/Elavon

    Elavon Inc., formerly NOVA, is a processor of card transactions and a subsidiary of U.S. Bancorp. Elavon offers merchant processing in more than 30 countries and supports the payment needs of more than 1,000,000 merchant locations across the globe. Elavon is the 4th largest U.S. credit card processor and is a top 6 acquirer in the European ...

  5. cahoot - Wikipedia

    en.wikipedia.org/wiki/Cahoot

    Cahoot also provided credit cards until they were closed to new business in 2006. Until October 2009, there was also a "Webcard" which generated a one time card number for each online transaction (controlled payment number), as a measure to combat card fraud. A flexible loan service was discontinued in the second quarter of 2009 to 2010, and it ...

  6. NewDay (company) - Wikipedia

    en.wikipedia.org/wiki/NewDay_(company)

    On 13 May 2013 the company completed the purchase of Santander UK's store card business, including branded cards issued for retailers including Topshop, Dorothy Perkins, House of Fraser and Debenhams. Santander continued to operate the cards business until 1 April 2014, when SAV took full control and was renamed NewDay.

  7. European Payments Initiative - Wikipedia

    en.wikipedia.org/wiki/European_Payments_Initiative

    The European Payments Initiative (EPI), previously known as the Pan-European Payments System Initiative (PEPSI), is a European Central Bank-backed payment-integration initiative aiming to create a pan-European payment system and interbank network to rival Mastercard and Visa, and eventually replace national European payment schemes such as France's Carte Bancaire and Germany's Girocard.

  8. Girobank - Wikipedia

    en.wikipedia.org/wiki/Girobank

    Products. Postal giro, retail banking. National Girobank was a British public sector financial institution run by the General Post Office that opened for business in October 1968. [1] It was initially called National Giro [2] [3] then National Girobank and finally Girobank plc, before being absorbed into Alliance & Leicester in 2003.

  9. Insurers charging rates similar to credit cards for monthly ...

    www.aol.com/insurers-charging-rates-similar...

    Which? found that customers pay between 31.31% to 34.75% APR on monthly payments. The average across the providers that charge a rate and disclosed it was 23%. Co-op Insurance works with partners ...