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Best Personal Loans for Good Credit April 2024
The higher your score, the lower your rates!
Compare personal loans from top-rated lending partners offering low-interest rates with the best terms, a variety of features, and flexible options.
Best Personal Loans for Good Credit April 2024
Compare personal loans from top-rated lending partners offering low-interest rates with the best terms, a variety of features, and flexible options.
Top Personal Loans in Virginia in 2024
Updated April 2024
Quick Approval
Flexible Options
Good Terms
How much money do you need?
Less than $5,000
$5,000 - $15,000
$15,000 - $35,000
More than $35,000
1
2
Find the best service for you
1
Best Rate Guarantee*
9.8
Exceptional
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
4.6
Consumer Engagement
Based on Click-Share
5.0
Learn more on how we score
9.8
Exceptional
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
4.6
Consumer Engagement
Based on Click-Share
5.0
Learn more on how we score
  • Borrow up to $100K
  • Min. credit score: 600
  • APR: 6.99% - 35.99%
  • Term: 12 - 84 months
Personalized pre-qualified offers
Visit Site
Visit Credible
2
8.9
Very Good
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
4.3
Consumer Engagement
Based on Click-Share
4.5
Learn more on how we score
8.9
Very Good
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
4.3
Consumer Engagement
Based on Click-Share
4.5
Learn more on how we score
  • Borrow up to $50K
  • Min. credit score: 550
  • APR: 6.99% - 35.99%
  • Term: 3 - 180 months
Aided 100M+ people in funding
Visit Site
Visit LendingTree
3
7.4
Fair
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
1.6
Consumer Engagement
Based on Click-Share
4.2
Learn more on how we score
7.4
Fair
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
1.6
Consumer Engagement
Based on Click-Share
4.2
Learn more on how we score
  • Borrow up to $100K
  • Min. credit score: 640
  • APR: 6.99% - 25.49%
  • Term: 24 - 84 months
Diverse loans for any financial need
Visit Site
Visit LightStream
*Powered by Credible
4
7.8
Good
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
4.3
Consumer Engagement
Based on Click-Share
3.8
Learn more on how we score
7.8
Good
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
4.3
Consumer Engagement
Based on Click-Share
3.8
Learn more on how we score
  • Borrow up to $50K
  • Min. credit score: 660
  • APR: 8.49% - 17.99%
  • Term: 12 - 60 months
Hassle-free loan options
Visit Site
Visit PenFed
*Powered by Credible
5
8.5
Very Good
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
4.8
Consumer Engagement
Based on Click-Share
4.1
Learn more on how we score
8.5
Very Good
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
4.8
Consumer Engagement
Based on Click-Share
4.1
Learn more on how we score
  • Borrow up to $45,000
  • Min. credit score: 640
  • APR: 9.116% to 29.99%**
  • Term: 36-60 months**
Same-day funding available
Visit Site
Visit Rocket Loans
6
7.4
Fair
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
4.4
Consumer Engagement
Based on Click-Share
3.5
Learn more on how we score
7.4
Fair
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
4.4
Consumer Engagement
Based on Click-Share
3.5
Learn more on how we score
  • Borrow up to $50K
  • Min. credit score: 600
  • APR: 8.49% - 35.99%
  • Term: 24 - 84 months
No prepayment fees
Visit Site
Visit Upgrade
*Powered by Credible
7
7.4
Fair
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
4.4
Consumer Engagement
Based on Click-Share
3.5
Learn more on how we score
7.4
Fair
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
4.4
Consumer Engagement
Based on Click-Share
3.5
Learn more on how we score
  • Borrow up to $50K
  • Min. credit score: 599
  • APR: 6.40% - 35.99%
  • Term: 24 - 84 months
Suitable for different credit ratings
Visit Site
Visit AmOne
8
6.8
Fair
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
2.7
Consumer Engagement
Based on Click-Share
3.6
Learn more on how we score
6.8
Fair
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
2.7
Consumer Engagement
Based on Click-Share
3.6
Learn more on how we score
  • Borrow up to $35K
  • Min. credit score: 550
  • APR: 5.99% - 35.99%
  • Term: 2 - 72 months
Array of loans & repayment terms
Visit Site
Visit LoansUnder36
9
7.8
Good
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
2.7
Consumer Engagement
Based on Click-Share
4.2
Learn more on how we score
7.8
Good
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
2.7
Consumer Engagement
Based on Click-Share
4.2
Learn more on how we score
  • Borrow up to $10K
  • Min. Credit Score: 500
  • APR: 5.99% - 35.99%
  • Term: 3 - 36 months
Low-credit loan offers
Visit Site
Visit Bad Credit Loans
10
7.6
Good
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
4.9
Consumer Engagement
Based on Click-Share
3.5
Learn more on how we score
7.6
Good
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
4.9
Consumer Engagement
Based on Click-Share
3.5
Learn more on how we score
  • Borrow up to $50K
  • Min. credit score: 620
  • APR: 7.80%-35.99%
  • Term: 36 - 60 months
Fast loan, no hidden fees
Visit Site
Visit Upstart
*Powered by Credible
SHOW MORE
Our Top Pick
9.8
Exceptional
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
4.6
Consumer Engagement
Based on Click-Share
5.0
Learn more on how we score
9.8
Exceptional
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
4.6
Consumer Engagement
Based on Click-Share
5.0
Learn more on how we score
  • Get real, prequalified rates
  • Free to use, no hidden fees
  • Safe, secure platform
Compare rates from top lenders
Visit Site
Visit Credible
Compare Between Top Lenders
Use this side-by-side comparison table to help you find the right lender. Choose up to four lenders to compare.
Features
Score
9.8
8.9
7.4
7.8
8.5
APR
6.99% to 35.99%
6.99% to 35.99%
6.99% to 25.49%
7.99% to 17.99%
9.116% to 29.99%
Borrow Up To
$100K
$50K
$100K
$50K
$45K
Min. Credit Score
600
550
640
660
640
Term
12-18 months
12-144 months
24-84 months
12-60 months
36-60 months
View Rates
View Rates
View Rates
View Rates
View Rates
Best Solutions for Business Owners
1
7.8
Good
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
4.6
Consumer Engagement
Based on Click-Share
3.7
Learn more on how we score
7.8
Good
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
4.6
Consumer Engagement
Based on Click-Share
3.7
Learn more on how we score
  • Loan amount: $10K - $6M
  • Time in business: 18+ months
  • $21K in monthly revenue
  • Minimum credit score: 650
Flexible payments & transparent pricing
Visit Site
Visit Biz2Credit
Best Alternatives for Homeowners
1
7.8
Good
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
4.7
Consumer Engagement
Based on Click-Share
3.7
Learn more on how we score
7.8
Good
Scores are calculated based on:
Consumer Reviews
Based on TrustPilot
4.7
Consumer Engagement
Based on Click-Share
3.7
Learn more on how we score
  • No need to refinance
  • Flexible income requirements
  • No monthly payments or added debt
  • Apply online in just a few minutes
Equity-based financing solution
View Rates
Visit Unlock
FAQs About Personal Loans
Before taking a personal loan be sure you familiarize yourself with all the terms and conditions associated with the loan. To help you get started, we've compiled some of the most frequently asked questions about personal loans below.
What is a personal loan?
Personal loans are loans taken from a lender and paid back by the borrower in fixed monthly installments. These loans can be taken for a wider variety of reasons ranging from home improvement to financing large purchases. Unlike mortgage loans or some types of business loans, personal loans are almost always unsecured, meaning they aren't backed by any collateral.
Can I take a personal loan online?
Absolutely! By using an online personal loan service you save yourself the trouble of arranging meetings with banks and/or credit unions and you can easily compare offers while sitting at home. Furthermore, many online personal loan lenders offer better rates than banks and provide more flexible terms ranging from 61 days up to 180 months. These online personal loan services often function as a middleman between the borrower and the lender. The loan service will connect you with a lender who will make a loan offer specifying the APR and loan terms.
What do I need in order to apply for a personal loan?
Applying for a personal loan is much easier than you might've thought. Many online applications take only a few minutes to complete and don't require many personal details. Usually, loan applications simply require details such as name, address, and contact information, plus some basic questions concerning your financial history, credit score, and income.
What is APR*?
APR stands for annual percentage rate and refers to the annual interest rate charged for your personal loan. Actual APR numbers vary but will always cap at 35.99%. Typically, online lenders will offer an APR somewhere between 5% and 30%. The APR of your loan will depend on various factors such as credit score, income, and financial history. *APR rates mentioned include associated fees.
How long do I have to repay the loan?
Much like APR, the term or length of your loan will depend on a variety of factors. Repayment periods can range from 61 days to 180 months. One of the great things about online personal loan services is they allow you to compare loan terms meaning you can choose a repayment period that best suits your financial goals.
Representative Example
Assuming a loan of $5,000 over 36 months at a fixed rate of 10.5% per annum and fees of $60.00.
This would result in a representative rate of 11.3% APR, with monthly repayments of $162.51, for a total amount paid of $5,910.44.

*Found a lower rate? Get a $200 gift card from Credible. Close with a better rate than you prequalify for on Credible and get a $200 gift card. Credible wants you to have confidence that you're receiving access to the lowest interest rate in the market when you get a personal loan with a lender through its website.
**For example, a 5-year $16,000 loan with a 14.55% interest rate and a 6.95% ($1,112) origination fee would have 59 scheduled monthly payments of approximately $376.83 and 1 final monthly payment of approximately $399.09 for an APR of 17.90%.
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