Building credit while you’re in school can help you rent an apartment, get a job, and get insurance later down the line. We’ve picked out cards that have no annual fee and come with perks and rewards, so you can get a little something back while you build your credit profile.
Find a card you like and apply today. It only takes a few minutes.
Show summary
Discover it® Student Cash Back: Best for Cash Rewards for Students and Credit Newbies
Discover it® Student Chrome: Best for Rewards for Students
Capital One SavorOne Student Cash Rewards Credit Card: Best for Bonus Cash Back Categories
Chase Freedom Unlimited®: Best for Cash-Back Pairing with Chase Sapphire Preferred®
Credit card | NerdWallet rating | Annual fee | Intro APR | Regular APR | Learn more |
---|---|---|---|---|---|
Discover it® Student Cash Back Apply Now on Discover's website, on Discover's website, or call 800-347-0264 | Excellent for Cash Rewards for Students and Credit Newbies | $0 | 0% intro APR on Purchases for 6 months and 10.99% intro APR on Balance Transfers for 6 months | 18.24%-27.24% Variable APR | Apply Now on Discover's website, on Discover's website, or call 800-347-0264 |
Discover it® Student Chrome Apply Now on Discover's website, on Discover's website, or call 800-347-0264 | Excellent for Rewards for Students | $0 | 0% intro APR on Purchases for 6 months and 10.99% intro APR on Balance Transfers for 6 months | 18.24%-27.24% Variable APR | Apply Now on Discover's website, on Discover's website, or call 800-347-0264 |
Capital One SavorOne Student Cash Rewards Credit Card Apply Now on Capital One's website on Capital One's website | Excellent for Bonus Cash Back Categories | $0 | N/A | 19.99%-29.99% Variable APR | Apply Now on Capital One's website on Capital One's website |
Excellent for Cash-Back Pairing with Chase Sapphire Preferred® | $0 | 0% intro APR on purchases and Balance Transfers for 15 months | 20.49%-29.24% Variable APR | Apply Now on Chase's website on Chase's website |
Excellent for: Cash Rewards for Students and Credit Newbies
Excellent for: Rewards for Students
Excellent for: Bonus Cash Back Categories
Excellent for: Cash-Back Pairing with Chase Sapphire Preferred®