The Complete Guide to Choosing the Best Business Credit Card for You

Introduction: What is a business credit card and why do I need one?

A business credit card is a credit card that is designed for businesses. It is issued by a bank to businesses and it can be used to make purchases for the business. The cardholder can also use it to purchase items for personal use.

Businesses need this type of credit card because it's the only way they can establish a line of credit with their banks. This type of credit card also has better rates than other types of cards like personal or retail cards, which means that you save money when you make purchases with your business credit card.

How to Choose the Best Business Credit Card for Your Business Needs?

The best business credit card is not always the one with the highest cashback rewards. You should consider your business needs and how often you travel when choosing a card.

The three main benefits of a business credit card are: (1) the ability to earn rewards, (2) the ability to build or maintain your company's credit score, and (3) an expense account that can be used for business trips.

What are the Factors that Influence My Decision of Selecting the Best Card?

It is the company's identity, its branding and its message that will be conveyed through the card. It is the representation of who they are and what they do.

The first thing to consider when choosing a business card is to make sure that it represents who you are and what you do. This will help in making a decision on which one to choose from the many options available in the market.

Which Are The Most Common Types of Cards For Businesses?

Businesses have a wide range of cards to choose from. Visa and American Express are the most common types of cards that businesses use.

Visa is the most popular card in the world, with over 2 billion active accounts. It is accepted by merchants in over 200 countries and territories, and it can be used at any ATM worldwide. The Visa card has a variety of benefits including fraud protection and reward programs.

American Express offers many different credit cards for business owners to choose from such as platinum, gold, green, corporate gold rewards plus card, etc. They are accepted in 130 countries and offer many benefits such as airport lounges around the world for their customers.

Business Credit Card - Everything you need to know

We did the research and narrowed down to ten sites that will help you get the information you need and make a decision. Keep reading to learn about each one.

We combined over twenty different criteria to establish out rankings with the help of cutting-edge Artificial Intelligence and expert contributors. These criteria include user reviews, content relevance, website reputation score, user votes, and more (We make sure to update these rankings on a regular basis so that the information is always up to date).

We've included the most useful Business Credit Card videos in our review, as well as links to further resources for more information.

Business Credit Card
Business Credit Card

Interest in business credit card over time

According to our data there has been a growing interest in business credit card over the past few years. We estimate that there have been over 266,442 search engine searches in the United States in 2023 alone.

Top 10 Business Credit Card and Business Credit Card websites as ranked by people like you

The Community ranked the best Business Credit Card websites so that you can find what you need. Help improve the ranking by voting too.

Last updated: 2024-04-22

Rank

Provider

Description & Features

Site

1

132

Best Small Business Credit Cards of 2019 - CreditCards.com
Best Small Business Credit Cards of 2019 - CreditCards.com
Business credit cards are an essential financial tool for any company. Small business owners in particular will find that a business credit card can be a total game changer for the bottom line - enabling savings on both office and personal expenses while earning rewards like cash back.

2

123

Small Business Credit Cards - Compare 63 Card Offers
Small Business Credit Cards - Compare 63 Card Offers
Rank 63 of the top small business credit cards based on rewards or low APRs. Find the best card offers for your business and apply today.

3

114

Spark Small Business Credit Cards | Capital One | Apply Now
Spark Small Business Credit Cards | Capital One | Apply Now
Spark Business ® credit cards are beyond rewarding. Free employee cards. Add employee cards at no additional cost and earn all the rewards from their purchases. Year-end summary. Get a custom, itemized report of your spending to help simplify planning, budgeting and tax time. Easy accounting.

4

105

Best Small Business Credit Cards of 2019 - The Points Guy
Best Small Business Credit Cards of 2019 - The Points Guy
In fact, business-specific bonus categories are one of the main ways that business credit cards differ from personal credit cards. But you need to do your research before applying for a small business credit card. Check out these TPG posts for information on how to use of business credit cards to help your small business:

5

97

Top 10 Best Small Business Credit Cards for 2019
Top 10 Best Small Business Credit Cards for 2019
Like personal credit cards, business credit cards allow you to carry a balance into the next billing period (with interest). This allowance gives small businesses the ability to pay off an expense over time. Alternatively, business charge cards require the balance to be paid in full each billing cycle. This typically isn't a realistic route for ...

6

90

Small Business Credit Cards - Citi.com
Small Business Credit Cards - Citi.com
Citi's small business credit cards help you manage your finances, making the distinction between your personal and professional purchases. Plus, get the most out of your next business venture and earn credit card rewards from airline miles to cash back depending on the card you choose.

7

83

Credit Cards Marketplace | Credit Karma
Credit Cards Marketplace | Credit Karma
Best Credit Cards of 2019 Best Balance Transfer Cards Best Reward Cards Best Travel Cards Best Cash Back Cards Best 0% APR Cards Best Business Cards Best Cards for Bad Credit Best Cards for Fair Credit Best Secured Cards Search Credit Cards. Loans. Personal Loans Home Loans Auto Loans.

8

77

Best Small Business Credit Cards of September 2019 ...
Best Small Business Credit Cards of September 2019 ...
Small-business credit cards occupy a niche between personal credit cards and corporate cards. They're an option for owners of small and midsize enterprises that haven't built enough of a business ...

9

72

Business Credit Cards from American Express | Apply Now
Business Credit Cards from American Express | Apply Now
Find small business credit cards to help grow and run your business. Explore rewards and benefits of small business credit cards from American Express OPEN. Explore the rewards and features of American Express OPEN business credit cards and charge cards designed for small and mid-sized businesses {{prospectPznInfo | json: spacing}}

10

66

22 Best Small Business Credit Cards of 2019 - Reviews ...
22 Best Small Business Credit Cards of 2019 - Reviews ...
Apply Now. Chase Ink Business Unlimited is an annual-fee-free business credit card the echoes Chase Freedom Unlimited, a consumer credit card that also earns unlimited 1.5% cash back.Ink Business Unlimited accrues cash back via Ultimate Rewards points, which can be redeemed for cash, gift cards, travel purchase, and general merchandise.

Top 10 ranking changes over time

Business Credit Card videos considered

We analyzed 1,281 hours of the most informative Business Credit Card videos. These videos stood out the most:

Useful Business Credit Card Resources

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This comparison site is made up of our own opinions and views. The ranking is determined at our discretion and is not to be used for accuracy purposes. We can provide this service at no charges thanks to a combination of referral fees and advertising income we receive from various publishers and service providers. These payments may affect our rankings and the score we assign to websites, products, and vendors. Our ratings do not imply endorsement of any kind. This website's information, rankings, and vendor list is subject to change without notice at any time.

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