The Complete Guide to Zero Interest Credit Cards & How They Can Help You With Your Financial Goals

Introduction: What is a Zero Interest Credit Card And How Does it Work?

A zero interest credit card offers no annual or monthly fees, and the interest rate is 0%. This is a good way to build credit and pay off debts.

A zero interest credit card offers no annual or monthly fees, and the interest rate is 0%. This is a good way to build credit and pay off debts.

This type of card will not charge you any fees, which makes it an attractive option for people who are trying to build their credit. It also has a 0% interest rate, which can help you save money on your current debt by reducing your monthly payments.

What are the Benefits of Using a Zero Interest Credit Card?

A zero interest credit card is a type of credit card that does not charge the customer interest during the introductory period. This is usually for a set time frame, such as 12 months.

The benefits of using a zero interest credit card are numerous. The most obvious one is that it helps you save money on your purchases. You are not charged any additional fees or interest while you are paying off your balance, which means you won't have to pay more than what you owe on your purchase.

Another benefit of using a zero interest credit card is that it can help you establish or re-establish good credit history. This is because some lenders will take into consideration how well someone pays off their balance when they make their decision to loan them money in the future. So if you use this type

How to Choose the Best Zero Interest Credit Card for You?

When you need to transfer balances from your high-interest credit card, a zero percent long term balance transfer offer is the best option.

A 0% balance transfer card can be an excellent way to save money on interest charges and get out of debt faster. The key is to find the right card for your needs.

0 Interest Credit Card - Everything you need to know

We did the research and narrowed down to ten sites that will help you get the information you need and make a decision. Keep reading to learn about each one.

We combined over twenty different criteria to establish out rankings with the help of cutting-edge Artificial Intelligence and expert contributors. These criteria include user reviews, content relevance, website reputation score, user votes, and more (We make sure to update these rankings on a regular basis so that the information is always up to date).

We've included the most useful videos in our review, as well as links to further resources for more information.

0 Interest Credit Card
0 Interest Credit Card

Interest in 0 interest credit card over time

According to our data there has been a growing interest in 0 interest credit card over the past few years. We estimate that there have been over 349,825 search engine searches in the United States in 2023 alone.

Top 10 0 Interest Credit Card and 0 Interest Credit Card websites

We ranked the best 0 Interest Credit Card websites so that you can find what you need.

Last updated: 2024-05-20

Rank

Provider

Description & Features

Site

1

★★★★★

179 Data points

Best 0% APR Credit Cards | No Interest until 2021 ...
Best 0% APR Credit Cards | No Interest until 2021 ...
What are 0% APR credit cards and what does 0% intro APR mean? What are 0% APR credit cards? A 0% intro APR card is a product that offers no interest for a set amount of time, sometimes up to 18 months or longer. These are great cards for paying off a card balance (or two) without incurring more interest charges.

2

★★★★★

165 Data points

2019's Best 0% APR Credit Cards - 0% Interest up to 2021
2019's Best 0% APR Credit Cards - 0% Interest up to 2021
A 0% APR credit card means that you pay no interest on purchases for a certain number of months after opening an account. The average 0% credit card has a 0% APR for 11 months, a $0 annual fee and an 18.74% regular APR. After a 0% credit card’s interest-free period ends, the card’s regular APR applies to the remaining balance, if any (some cards are from WalletHub partners).

3

★★★★★

153 Data points

0% Interest Credit Cards, Up to 18 Months - Compare 74 Offers
0% Interest Credit Cards, Up to 18 Months - Compare 74 Offers
With the Platinum Card, you can enjoy the everyday convenience of a non-rewards card while saving on interest and paying down your other credit card balances faster. Consumer Credit cards also ...

4

★★★★

142 Data points

2019's Best 0% Interest Credit Cards - Up to 21 Months
2019's Best 0% Interest Credit Cards - Up to 21 Months
Use Your Card for Big Purchases: A 0% APR credit card is one of the best ways to finance a large purchase. One of the options I would caution against is using a store credit card that advertises interest-free or special financing. These cards usually use a practice called deferred interest.

5

★★★★

131 Data points

Credit Cards Marketplace | Credit Karma
Credit Cards Marketplace | Credit Karma
Credit Karma offers free credit scores, reports and insights. ... Best Credit Cards of 2019 Best Balance Transfer Cards Best Reward Cards Best Travel Cards Best Cash Back Cards Best 0% APR Cards Best Business Cards Best Cards for Bad Credit Best Cards for Fair Credit Best ... Low Interest Credit Cards. Rewards Credit Cards. Cash Back Credit ...

6

★★★★

122 Data points

The 9 Best Low Interest and 0% APR Credit Cards of ...
The 9 Best Low Interest and 0% APR Credit Cards of ...
The best 0% interest credit cards — those with 0% APR periods of 18 months or more — generally don't offer rewards, so once the 0% interest period runs out, there's not a lot of incentive to ...

7

★★★★

113 Data points

Best 0% APR Credit Cards - Top No Interest Offers ...
Best 0% APR Credit Cards - Top No Interest Offers ...
Zero interest credit cards offer a 0% introductory APR period, allowing you to lower your monthly debt obligation on big purchases and/or balance transfers. Today's market is full of credit cards ...

8

★★★

104 Data points

Best 0% Interest Credit Cards of 2019 | The Ascent
Best 0% Interest Credit Cards of 2019 | The Ascent
You could avoid paying credit card interest until 2021! Check out our picks for top 0% APR credit cards, some of which are from our partners, if you want to pay off debt faster or defray the cost ...

9

★★★

97 Data points

Best 0% credit cards: interest free for 27 mths
Best 0% credit cards: interest free for 27 mths
A 0% spending card is simply a card you can use to make purchases that you pay no interest on for a set number of months (length varies by card). If you need to borrow, eg, to replace a worn sofa or old fridge, then used correctly, 0% cards are cheaper than loans.

10

★★★

89 Data points

Best Balance Transfer Credit Cards: September 2019 ...
Best Balance Transfer Credit Cards: September 2019 ...
The best balance transfer credit card is the Citi Simplicity Card with its unrivaled 0% intro APR offer of 21 month on balance transfers (then 16.74% - 26.74% variable). The Discover it Balance Transfer is another great credit card with an interest-free period of 18 months, on-going rewards program and low regular APR of 13.99% - 24.99% variable.

Top 10 ranking changes over time

0 Interest Credit Card videos considered

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Useful 0 Interest Credit Card Resources

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As Seen on the Web - A.I powered insights

This comparison site is made up of our own opinions and views. The ranking is determined at our discretion and is not to be used for accuracy purposes. We can provide this service at no charges thanks to a combination of referral fees and advertising income we receive from various publishers and service providers. These payments may affect our rankings and the score we assign to websites, products, and vendors. Our ratings do not imply endorsement of any kind. This website's information, rankings, and vendor list is subject to change without notice at any time.

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