The Complete Guide to Finding a Balance Transfer Credit Card: Comparison of the Top Offers

Introduction: Why Should I Care About Balance Transfer Cards and What are They?

Balance transfer cards are credit cards that offer a 0% interest rate for a certain period of time. During this time, you can transfer your balance from your old card to the new card and pay it off without being charged interest.

The best balance transfer credit cards are those with the lowest APR and longest introductory period. These types of credit cards can help you save money on monthly payments, which is what you're paying in interest charges on your current card.

Best Practices for Getting the Most Out of Your Interest Rate

The best way to get the most out of your interest rate is to know where it is and how it works. There are a lot of ways that you can get this information, but here are some of the best practices for getting the most out of your interest rate.

Interest rates hold a lot of information about what is going on in the economy and in your personal finances. This article will explore some interests rates basics, how they work, and give you some tips on how to make sure you're getting the most out of yours.

How to Find the Best Balance Transfer Card for Your Needs

A balance transfer card is a type of credit card that offers a grace period to transfer or consolidate balances from other credit cards. It can be used to pay off high-interest debt.

There are many benefits of using a balance transfer card, but you need to make sure that you are choosing the right one for your needs and can afford the monthly payments.

If you want to find the best balance transfer card for your needs, then there are many things that you need to consider:

- The interest rate on the new card - The length of the introductory period - The minimum monthly payment required during the introductory period

Balance Transfer Credit Cards - Everything you need to know

We did the research and narrowed down to ten sites that will help you get the information you need and make a decision. Keep reading to learn about each one.

We combined over twenty different criteria to establish out rankings with the help of cutting-edge Artificial Intelligence and expert contributors. These criteria include user reviews, content relevance, website reputation score, user votes, and more (We make sure to update these rankings on a regular basis so that the information is always up to date).

We've included the most useful Balance Transfer Credit Cards videos in our review, as well as links to further resources for more information.

Balance Transfer Credit Cards
Balance Transfer Credit Cards

Interest in balance transfer credit cards over time

According to our data there has been a growing interest in balance transfer credit cards over the past few years. We estimate that there have been over 305,646 search engine searches in the United States in 2023 alone.

Top 10 Balance Transfer Credit Cards and Balance Transfer Credit Cards websites as ranked by people like you

The Community ranked the best Balance Transfer Credit Cards websites so that you can find what you need. Help improve the ranking by voting too.

Last updated: 2024-05-27

Rank

Provider

Description & Features

Site

1

278

Best Balance Transfer Credit Cards: August 2019 ...
Best Balance Transfer Credit Cards: August 2019 ...
The best balance transfer credit card is the Discover it Balance Transfer due to its lengthy 0% intro APR offer of 18 months on balance transfers (then 14.24% - 25.24% variable). The Wells Fargo Platinum card is another great credit card that can help you save money with its interest-free period of 18 months and low regular APR of 17.74% - 27 ...

2

257

0% Balance Transfer Credit Cards, Up to 21 Months ...
0% Balance Transfer Credit Cards, Up to 21 Months ...
Pay off your credit card debt with one of these balance transfer credit cards, some of which are from our partners. You might also want to check out NerdWallet's Best Balance Transfer Credit Cards.

3

238

Best Balance Transfer Credit Cards of 2019 - Bankrate.com
Best Balance Transfer Credit Cards of 2019 - Bankrate.com
Balance transfer credit cards are meant to help you consolidate smaller lines of credit, so you wouldn’t want to put a $20,000 car loan on a balance transfer credit card.

4

221

The 6 Best Balance Transfer and 0% APR Credit Cards of ...
The 6 Best Balance Transfer and 0% APR Credit Cards of ...
A balance transfer allows you to move high-interest debt onto a credit card with a lower rate — often 0% for well over a year. Transferring a balance to one of these cards can save you hundreds ...

5

204

Credit Cards Marketplace | Credit Karma
Credit Cards Marketplace | Credit Karma
Best Credit Cards of 2019 Best Balance Transfer Cards Best Reward Cards Best Travel Cards Best Cash Back Cards Best 0% APR Cards Best Business Cards Best Cards for Bad Credit Best Cards for Fair Credit Best Secured Cards Search Credit Cards. Loans. Personal Loans Home Loans Auto Loans.

6

189

What is a Balance Transfer Credit Card? | Discover
What is a Balance Transfer Credit Card? | Discover
A credit card balance transfer can be a great way to save money on higher interest rate debt. There are also other benefits that can come with consolidating your debts into just one payment.

7

175

9 things you should know about balance transfer cards ...
9 things you should know about balance transfer cards ...
A balance transfer is the process of transferring high-interest debt from one or more credit cards to another card with a lower interest rate. This tactic will help apply more of your payments to the principal balance each month rather than interest charges, which can help you eliminate your card debt faster.

8

162

15 Best $0 Fee, Intro 0% Balance Transfer Credit Cards (2019)
15 Best $0 Fee, Intro 0% Balance Transfer Credit Cards (2019)
While this card isn’t necessarily one to keep forever, it’s a great choice for anyone who wants to consolidate debt with a balance transfer credit card. Not only does this card provide a long introductory 0% APR period, but it also is one of the few (non-credit-union) cards that offers $0 balance transfer fee.

9

150

Balance Transfer Credit Cards: Updated August 2019 ...
Balance Transfer Credit Cards: Updated August 2019 ...
Balance transfer credit cards can help you save on interest costs and get your debt under control. As there are so many different balance transfer cards on the market, there is no one best option ...

10

139

6 Best Balance Transfer Credit Cards - 0% APR up to 2021
6 Best Balance Transfer Credit Cards - 0% APR up to 2021
2019's balance transfer credit cards chosen from 1000+ offers. Compare the best balance transfer credit cards with no fee, 0% interest & more. WalletHub editors picked the best balance transfer credit card offers for all credit scores, including fair credit. Apply now for your best balance transfer credit card.

Top 10 ranking changes over time

Balance Transfer Credit Cards videos considered

We analyzed 2,684 hours of the most informative Balance Transfer Credit Cards videos. These videos stood out the most:

Useful Balance Transfer Credit Cards Resources

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This comparison site is made up of our own opinions and views. The ranking is determined at our discretion and is not to be used for accuracy purposes. We can provide this service at no charges thanks to a combination of referral fees and advertising income we receive from various publishers and service providers. These payments may affect our rankings and the score we assign to websites, products, and vendors. Our ratings do not imply endorsement of any kind. This website's information, rankings, and vendor list is subject to change without notice at any time.

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