The 5 Best Balance Transfer Credit Cards That Are Available Today

Introduction: Why You Should Consider a Balance Transfer Credit Card

Credit card debt is a major problem in the United States. In fact, the average household owes $16,000 to credit card companies. This is more than $1 trillion in credit card debt nationwide.

A balance transfer credit card can help you get out of debt faster. A balance transfer credit card allows you to transfer your current balances from one or more other cards onto your new account and make just one monthly payment for all of them.

There are many benefits to using a balance transfer credit card: no annual fee, no penalty rate for transferring a balance, and low introductory interest rates which last for up to 18 months.

How to Find an Appropriate Balance Transfer Credit Card for You

Balance transfer credit cards are one of the most popular financial products on the market. They offer a way to consolidate debt and save money by lowering interest rates.

The best balance transfer card for you will depend on your overall financial situation, your current credit score, and what you plan to use the card for.

5 of the Best Credit Cards Available Now

A credit card is a great way to build your credit score and make purchases online or in stores. There are many different cards on the market, so it can be hard to know which one is best for you. Here are five of the best credit card options available now.

There are many benefits of having a credit card. Many people use them as an emergency fund, or they use them to build their credit score by paying off their balance each month. Credit cards also provide additional benefits like rewards programs and purchase protection plans.

1) Chase Sapphire Preferred Card: This is a popular choice for travelers because it offers rewards points and has no foreign transaction fees. It also comes with an annual fee of $95, but there is a 0% intro APR for 12 months on balance transfers and

Balance Transfer Credit Card - Everything you need to know

We did the research and narrowed down to ten sites that will help you get the information you need and make a decision. Keep reading to learn about each one.

We combined over twenty different criteria to establish out rankings with the help of cutting-edge Artificial Intelligence and expert contributors. These criteria include user reviews, content relevance, website reputation score, user votes, and more (We make sure to update these rankings on a regular basis so that the information is always up to date).

We've included the most useful videos in our review, as well as links to further resources for more information.

Balance Transfer Credit Card
Balance Transfer Credit Card

Interest in balance transfer credit card over time

According to our data there has been a growing interest in balance transfer credit card over the past few years. We estimate that there have been over 312,500 search engine searches in the United States in 2023 alone.

Top 10 Balance Transfer Credit Card and Balance Transfer Credit Card websites

We ranked the best Balance Transfer Credit Card websites so that you can find what you need.

Last updated: 2024-05-27

Rank

Provider

Description & Features

Site

1

★★★★★

170 Data points

The 4 Best Balance Transfer and 0% APR Credit Cards of ...
The 4 Best Balance Transfer and 0% APR Credit Cards of ...
A balance transfer allows you to move high-interest debt onto a credit card with a lower rate — often 0% for well over a year. Transferring a balance to one of these cards can save you hundreds ...

2

★★★★★

158 Data points

Credit Cards Marketplace | Credit Karma
Credit Cards Marketplace | Credit Karma
Best Credit Cards of 2019 Best Balance Transfer Cards Best Reward Cards Best Travel Cards Best Cash Back Cards Best 0% APR Cards Best Business Cards Best Cards for Bad Credit Best Cards for Fair Credit Best Secured Cards Search Credit Cards. Loans. Personal Loans Home Loans Auto Loans.

3

★★★★★

146 Data points

Best Balance Transfer Credit Cards of 2019 - Bankrate.com
Best Balance Transfer Credit Cards of 2019 - Bankrate.com
Balance transfer credit cards are meant to help you consolidate smaller lines of credit, so you wouldn’t want to put a $20,000 car loan on a balance transfer credit card.

4

★★★★

135 Data points

6 Best Balance Transfer Credit Cards - 0% APR up to 2021
6 Best Balance Transfer Credit Cards - 0% APR up to 2021
2019's balance transfer credit cards chosen from 1000+ offers. Compare the best balance transfer credit cards with no fee, 0% interest & more. WalletHub editors picked the best balance transfer credit card offers for all credit scores, including fair credit. Apply now for your best balance transfer credit card.

5

★★★★

125 Data points

U.S. News' 9 Best Balance Transfer Credit Cards
U.S. News' 9 Best Balance Transfer Credit Cards
Typically, balance transfer credit cards require a FICO score of 670 or better. The issuer's site may indicate whether poor, average or excellent scores are sufficient for approval or allow you to prequalify for a card. A score of at least 700 improves your chances of getting approved for the best balance transfer credit cards.

6

★★★★

116 Data points

15 Best $0 Fee, Intro 0% Balance Transfer Credit Cards (2019)
15 Best $0 Fee, Intro 0% Balance Transfer Credit Cards (2019)
While this card isn’t necessarily one to keep forever, it’s a great choice for anyone who wants to consolidate debt with a balance transfer credit card. Not only does this card provide a long introductory 0% APR period, but it also is one of the few (non-credit-union) cards that offers $0 balance transfer fee.

7

★★★★

107 Data points

Balance Transfer Credit Cards: Updated September 2019 ...
Balance Transfer Credit Cards: Updated September 2019 ...
Balance transfer credit cards can help you save on interest costs and get your debt under control. As there are so many different balance transfer cards on the market, there is no one best option ...

8

★★★

99 Data points

Balance transfer credit cards: up to 29 months 0% - MSE
Balance transfer credit cards: up to 29 months 0% - MSE
STOP. A balance transfer credit card can save you £1,000s by slashing the interest you pay. With 0% periods getting shorter, act NOW in case they're chopped further. This guide explains it all, compares the best deals and includes our 'eligibility calculator' to find cards you've best odds of getting.

9

★★★

92 Data points

What is a Balance Transfer Credit Card? | Discover
What is a Balance Transfer Credit Card? | Discover
A credit card balance transfer can be a great way to save money on higher interest rate debt. There are also other benefits that can come with consolidating your debts into just one payment.

10

★★★

85 Data points

2019’s Best Credit Cards with No Balance Transfer Fee
2019’s Best Credit Cards with No Balance Transfer Fee
A credit card with no balance transfer fee could save you a bundle and get you out of debt much faster. No balance transfer fee credit cards are also fairly rare (some offers are from … show more WalletHub partners). Most other credit cards, even 0% balance transfer offers, charge transfer fees. The average is about 3% of the amount ...

Top 10 ranking changes over time

Balance Transfer Credit Card videos considered

We analyzed 1,646 hours of the most informative Balance Transfer Credit Card videos. These videos stood out the most:

Useful Balance Transfer Credit Card Resources

Sign up for updates

Would you like to stay updated when new and important Balance Transfer Credit Card related information comes out, or when our ranking changes? sign up today and stay in the loop!

Related pages to balance transfer credit card:

As Seen on the Web - A.I powered insights

This comparison site is made up of our own opinions and views. The ranking is determined at our discretion and is not to be used for accuracy purposes. We can provide this service at no charges thanks to a combination of referral fees and advertising income we receive from various publishers and service providers. These payments may affect our rankings and the score we assign to websites, products, and vendors. Our ratings do not imply endorsement of any kind. This website's information, rankings, and vendor list is subject to change without notice at any time.

As advertised

{KeyWord}. Best Rated Choices This Year. We did the research for you. Balance Transfer Credit Cards. Best Rewards. See Our Pick. Bad and No Credit Welcome. Top 5 Balance Transfer Cards. 10 Best Balance Transfer Cards. {KeyWord}. Explore Top Rated Information. See It Now. Find The Best Credit Card That Will Get Your Even Better Rewards.. We Researched The Best Balance Transfer Credit Cards. See Reviews and Offers.