^✤ Insured by Cigna Health and Life Insurance Company

^✤ Insured by Cigna National Health Insurance Company, domiciled in Ohio.

^✤ Insured by Loyal American Life Insurance Company

^✤ Insured by American Retirement Life Insurance Company

¹ Availability varies by states. The Household premium discount is not available in HI, ID, MN, and VT. The online enrollment discount is not available in: CT, FL, ID, KS, KY, MN, NJ, OH, OR and VA.

² Foreign Travel Emergency. Plans that include this benefit cover 80% of medically necessary emergency care received outside of the U.S., which began during the first 60 days of each trip, after you pay a $250 deductible per calendar year, not to exceed the lifetime maximum of $50,000.

³ Your policy cannot be terminated for any reason other than nonpayment of premiums or material misrepresentation in the application for insurance. The company reserves the right to increase premiums on a class basis.

^* In some cases, a referral is required by Medicare. Choose any doctors who accept Medicare.

^{^} Healthy Rewards programs are NOT insurance and do not provide reimbursement for financial losses. Rather, these programs give a discount on the cost of certain goods and services. The customer must pay the entire discounted cost. Some Healthy Rewards programs are not available in all states and programs may be discontinued at any time. Participating providers are solely responsible for their goods and services. The Healthy Rewards program is provided by Cigna Health and Life Insurance Company.

^{^} Healthy Rewards programs are NOT insurance and do not provide reimbursement for financial losses. Rather, these programs give a discount on the cost of certain goods and services. The customer must pay the entire discounted cost. Some Healthy Rewards programs are not available in all states and programs may be discontinued at any time. Participating providers are solely responsible for their goods and services.

^{^} Healthy Rewards programs are NOT insurance and do not provide reimbursement for financial losses. Rather, these programs give a discount on the cost of certain goods and services. The customer must pay the entire discounted cost. Some Healthy Rewards programs are not available in all states and programs may be discontinued at any time. Participating providers are solely responsible for their goods and services.

^{^} Healthy Rewards programs are NOT insurance and do not provide reimbursement for financial losses. Rather, these programs give a discount on the cost of certain goods and services. The customer must pay the entire discounted cost. Some Healthy Rewards programs are not available in all states and programs may be discontinued at any time. Participating providers are solely responsible for their goods and services.

All Cigna products and services are provided exclusively by or through operating subsidiaries of Cigna Corporation, including Cigna Health and Life Insurance Company. Medicare Supplement policies are underwritten by Cigna Health and Life Insurance Company.

All Cigna products and services are provided exclusively by or through operating subsidiaries of Cigna Corporation, including Cigna National Health Insurance Company. Medicare Supplement policies are underwritten by Cigna National Health Insurance Company.

All Cigna products and services are provided exclusively by or through operating subsidiaries of Cigna Corporation, including Loyal American Life Insurance Company. Medicare Supplement policies are underwritten by Loyal American Life Insurance Company.

All Cigna products and services are provided exclusively by or through operating subsidiaries of Cigna Corporation, including American Retirement Life Insurance Company. Medicare Supplement policies are underwritten by American Retirement Life Insurance Company.

IMPORTANT NOTICE: All Medicare Supplement plans are available to persons eligible for Medicare because of disability in the following states: California, Delaware, Florida, Georgia, Illinois, Kentucky, Maine, Minnesota, Mississippi, Missouri, Montana, New Hampshire, Virginia, Vermont, and Wisconsin.

IMPORTANT NOTICE: All Medicare Supplement plans are available to persons eligible for Medicare because of disability in the following states: Colorado, Idaho, Kansas, Louisiana, Pennsylvania, South Dakota, and Tennessee.

IMPORTANT NOTICE: All Medicare Supplement plans are available to persons eligible for Medicare because of disability in the following states: Hawaii and Maine.

IMPORTANT NOTICE: All Medicare Supplement plans are available to persons eligible for Medicare because of disability in the following state: Delaware.

The following Medicare Supplement plans are available to individuals who are eligible for Medicare due to disability: Plan A in Connecticut, Oklahoma, Texas, & Virginia; Plans A, F & N in California; Plans C and D in New Jersey; and Plans A, F, HDF & G in Oregon.

The following Medicare Supplement plans are available to individuals who are eligible for Medicare due to disability: Plan A in Indiana, Maryland; Plans A & C in Michigan; Plans A & F in North Carolina.

AN OUTLINE OF COVERAGE IS AVAILABLE UPON REQUEST AT ANY TIME. Otherwise, one will be provided to all persons at the time the application is presented.