Top 20 Checking Accounts 2023
GOBankingRates
Among the Best Online Banks 2023
Forbes Advisor
Best for Online Account Options
Business Insider
Essential Checking is anything but basic.
- Direct Deposit Express
- Unlimited ATM fee reimbursements
- No overdraft, non-sufficient funds, or monthly maintenance fees
- Exclusive Visa® offers and perks
Direct Deposit Express
- Get paid up to two days early*
- Simple, fast, and free
- Included for Essential Checking customers with direct deposit
Opening an Account Is as Easy as 1-2-3
- Step 1: Select Open an Account.
- Step 2: Have your ID, Social Security number, and address handy.
- Step 3: Complete your application in less than 15 minutes.
Manage Essential Checking With the Axos App
- View your transactions and spending history.
- Get answers 24/7 with Evo, our virtual assistant.
- Set up auto alerts for any strange activity you don’t recognize.
- Move money to other accounts or send money to friends.
- Enable security measures to keep your money safe.
Ready to Apply?
Ready to open your free Essential Checking account? All you need is a valid ID, your Social Security number, and 15 minutes.