The Complete Guide to Credit Cards for Small Businesses: Find the Right One for You

Introduction: What Kind of Credit Card is Best for Your Business?

Credit cards are a great way to make purchases, but they are not always the best option for businesses. There are many different types of credit cards available, and it can be difficult to know which one is the best for your business.

There are two types of credit cards that are specifically designed for businesses: corporate credit cards and small business credit cards. Corporate credit cards have more features than small business credit cards, but they also come with higher rates and fees.

Types of Cards to Compare and Contrast

Credit cards are the most popular form of payment in the United States. They provide a convenient and easy way to pay for goods and services.

In this section, we will compare two types of cards: corporate credit cards and business credit cards.

Corporate credit cards are issued by companies to their employees, while business credit cards are issued by banks or financial institutions to businesses only.

Corporate credit cards are usually backed by the company that issues them, which means that they can offer more benefits than business credit cards.

Businesses can choose between many different types of business credit card offers from various banks or financial institutions, but may not be able to get as many benefits as with corporate credit card offers.

6 Factors That Affect Your Business Credit Card Approval

A credit score is an important measure of your creditworthiness. It reflects your financial history and it has a significant impact on the terms of the loan you can get.

Some factors that affect your business credit card approval are:

- Your personal credit score

- Your company's payment history

- Your company's debt to income ratio

- Your company's cash flow

- The amount of time it will take for you to pay off the balance on your card

Top 6 Best Credit Cards For Small Businesses in2023

Small businesses are the backbone of the economy, but they have always faced challenges in acquiring business credit cards. The best small business credit cards2023 are designed specifically for small businesses and offer a range of benefits that will help them grow.

Therefore, if you are looking for the best small business credit card to help your company grow, then this article is for you.

This article will provide you with a list of the top 6 best small business credit cards in2023.

The first card on our list is the Chase Ink Business Preferred Card which offers robust rewards and flexible redemption options. No annual fee and no foreign transaction fees make it an attractive option for any small business owner who travels abroad often.

We also have the American Express Business Gold Card which offers a generous rewards program

Best Credit Cards - Everything you need to know

We did the research and narrowed down to ten sites that will help you get the information you need and make a decision. Keep reading to learn about each one.

We combined over twenty different criteria to establish out rankings with the help of cutting-edge Artificial Intelligence and expert contributors. These criteria include user reviews, content relevance, website reputation score, user votes, and more (We make sure to update these rankings on a regular basis so that the information is always up to date).

We've included the most useful videos in our review, as well as links to further resources for more information.

Best Credit Cards
Best Credit Cards

Interest in best credit cards over time

According to our data there has been a growing interest in best credit cards over the past few years. We estimate that there have been over 2,773,725 search engine searches in the United States in 2023 alone.

Top 10 Best Credit Cards and Best Credit Cards websites

We ranked the best Best Credit Cards websites so that you can find what you need.

Last updated: 2024-05-20

Rank

Provider

Description & Features

Site

1

★★★★★

481 Data points

Best Credit Cards of 2019: Reviews & Top Offers ...
Best Credit Cards of 2019: Reviews & Top Offers ...
Our experts evaluated over 3,400 credit card offers to bring you the best credit cards of July 2019, including the top offers and deals in rewards, travel, cash back, and more. Read our reviews, compare cards, and apply for the best credit card for you.

2

★★★★★

445 Data points

Best Credit Cards of September 2019 - NerdWallet
Best Credit Cards of September 2019 - NerdWallet
NerdWallet’s credit card experts rank the best credit cards out there. Offers include no fee cash back cards with up to 5% back on purchases, cards with 0% interest for up to 18 months, and ...

3

★★★★★

412 Data points

Credit card
Credit card
Here are the best credit cards according to the editors at U.S. News. U.S. News evaluated hundreds of current credit card offers and selected these 18 best cards for every type of consumer.

4

★★★★

381 Data points

A Definitive List of the Best Credit Cards of 2019 ...
A Definitive List of the Best Credit Cards of 2019 ...
The overall best credit cards for 2019 are the Chase Sapphire Preferred® Card (for travel) and the Discover it (for cash back). Check out our other top credit card picks in different categories, including no annual fee, 0% APR, and bad credit.

5

★★★★

353 Data points

Best Rewards Credit Cards of August 2019 - NerdWallet
Best Rewards Credit Cards of August 2019 - NerdWallet
The best rewards credit cards require good to excellent credit — generally defined as a credit score of 690 or above — although there are a handful of options for fair or even bad credit.

6

★★★★

327 Data points

Best Credit Cards of August 2019 - CardRatings.com
Best Credit Cards of August 2019 - CardRatings.com
The best credit cards of August 2019 include cash back, balance transfer, small business, travel rewards, 0 percent APR cards and more. We'll help you find the right card for your needs.

7

★★★★

303 Data points

Credit Cards Marketplace | Credit Karma
Credit Cards Marketplace | Credit Karma
Best Credit Cards of 2019 Best Balance Transfer Cards Best Reward Cards Best Travel Cards Best Cash Back Cards Best 0% APR Cards Best Business Cards Best Cards for Bad Credit Best Cards for Fair Credit Best Secured Cards Search Credit Cards. Loans. Personal Loans Home Loans Auto Loans. Auto.

8

★★★

280 Data points

The Best Credit Cards of August 2019: Top Offers - Bankrate
The Best Credit Cards of August 2019: Top Offers - Bankrate
The best credit card for you will greatly depend on your answer to these questions. If you know you rarely travel, then top travel cards such as the Capital One Venture or Chase Sapphire Preferred ...

9

★★★

260 Data points

Best Buy Credit Card: Log In or Apply
Best Buy Credit Card: Log In or Apply
Manage your Best Buy credit card account online, any time, using any device. Submit an application for a Best Buy credit card now.

10

★★★

240 Data points

Best Balance Transfer Credit Cards: August 2019 ...
Best Balance Transfer Credit Cards: August 2019 ...
The best balance transfer credit card is the Citi Simplicity Card with its unrivaled 0% intro APR offer of 21 month on balance transfers (then 16.74% - 26.74% variable). The Discover it Balance Transfer is another great credit card with an interest-free period of 18 months, on-going rewards program and low regular APR of 14.24% - 25.24% variable.

Top 10 ranking changes over time

Best Credit Cards videos considered

We analyzed 4,634 hours of the most informative Best Credit Cards videos. These videos stood out the most:

Useful Best Credit Cards Resources

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As Seen on the Web - A.I powered insights

This comparison site is made up of our own opinions and views. The ranking is determined at our discretion and is not to be used for accuracy purposes. We can provide this service at no charges thanks to a combination of referral fees and advertising income we receive from various publishers and service providers. These payments may affect our rankings and the score we assign to websites, products, and vendors. Our ratings do not imply endorsement of any kind. This website's information, rankings, and vendor list is subject to change without notice at any time.

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