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We work with the best to get you the best
Guided Solutions partners with top-rated insurance providers to offer you a range of coverage options.
Our experienced agents work with you to identify the best plan to ensure that you get the right level of coverage at the best rate.
We're the better way to get insurance.
We’re real people striving to better serve and educate the world about the importance of good insurance coverage. We’re passionate about helping customers make the right insurance decisions so that, no matter what life throws their way, they can stress less & live more knowing they're well protected.
Here is how it works:
We shop for you
We compare coverage and rates from both major and local insurance carriers.
Present your options
We present you with options that best fit your budget and coverage needs.
You decide!
Then, based on our recommendations, you decide. All at 0 cost to you.
Get your free no-hassle quotes today!
Guided Solutions is an affiliate of Baldwin Risk Partners. Guided Solutions is the brand name of Guided Insurance Solutions LLC (NPN 18756536). Guided Insurance Solutions LLC does business as Guided Insurance Solutions and as Guided Personal Insurance Solutions in CA (Lic.6003057).
What you need to know about car insurance
What is a deductible?
A deductible is the amount of money you pay before your insurance kicks in. Once you have paid your deductible, your insurance pays for the rest of the damage.
For example, if you have a $500 collision deductible on your vehicle and are involved in an at-fault accident, you would pay for $500 of the damage and the insurer would pay the remaining amount to fix your car.
How much car insurance do I need?
NC requires a minimum insurance coverage of $30,000 for bodily injuries per person, $60,000 for bodily injuries per accident, and $25,000 for property damage (30/60/25). However, because the overall cost of an accident can often exceed coverage limits, it might be a good idea to purchase higher coverage limits to avoid out of pocket costs.
What is liability?
Liability is your legal responsibility for damages.
For example, when you are at fault in an accident, you have liability to pay for the damages and injuries caused to others involved.
How are car insurance rates determined?
Many factors affect your car insurance rate, such as credit score, state requirements, driving history, annual mileage, claims history, coverage level, and the type of vehicle you drive. Not all insurance companies use the same parameters, so ask your agent how your rate is determined and what can be done to lower your cost of car insurance.
Is car insurance required?
To drive legally in North Carolina, car insurance is required. All but two states (Virginia and New Hampshire) in the U.S. Require car insurance.
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