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Elite Home Warranty Review
In a nutshell: Elite Home Warranty provides homeowners with a variety of coverage options with customizable plans for home appliance and system protection.
Elite Home Warranty Review
In a nutshell: Elite Home Warranty provides homeowners with a variety of coverage options with customizable plans for home appliance and system protection.
Elite Home Warranty Review

Overview

Elite Home Warranty is a nationwide service provider that protects homeowners from the costs of unexpected repairs for appliances and home systems. The company has a network of licensed and insured technicians to help you get help fast when you need it. Elite Home Warranty is BBB accredited with an A rating and has a 99% claims approval rate.

Packages & Pricing

Elite Home Warranty has three coverage plans with options for customization to meet your unique needs. You can choose a plan that's specifically for home appliances, one that will cover your home's systems or a more comprehensive plan that covers both.

The company offers the following three plans:

Elite Appliances : This plan covers repairs and replacements for refrigerators (including ice makers), washers, dryers, dishwashers, garbage disposals, ovens and ranges, built-in microwaves, and ceiling fans.

Elite Systems : Get coverage for the most important systems in your home with this plan: air conditioning, electrical, heating, and plumbing. It also includes repairs and replacements for plumbing stoppages, water heaters, and garage door openers.

Elite Complete : The Elite Complete plan is comprehensive and provides repairs and replacements for all of the appliances and systems covered in the other two plans.

In addition to what's protected in their plans, Elite Home Warranty provides options for repairs and replacements on appliances and systems that include well pumps, septic systems, pool and spa equipment, sewer lines, generators, electronics, and more.

Terms of Service

The terms of service in your contract with Elite Home Warranty will vary depending on the state you live in and the type of coverage you choose. Each state has different requirements for coverage, so the company has terms of service specific to each state. You can view a sample contract on the company’s website to learn about the terms and conditions for where you live.

Elite Home Warranty offers a money-back guarantee for the first 30 days of your coverage period so you can cancel without any penalties during this time if you’re unhappy with your service. You can cancel your contract anytime, but there is a cancellation fee after the first 30 days.

There are some things that Elite Home Warranty will not cover under any of its plan options. These include damage caused by fires, floods, or other natural disasters. The company also does not cover damage caused by pets or pests.

Customer Support

Elite Home Warranty has assistance available for claim filing 24/7, so you can get help fast when you have an emergency. The company’s claims concierge service connects you with a single point of contact who will walk you through the entire claims process. You can file a claim with the Elite Home Warranty by phone or through their website.

To file a claim, call Elite Home warrant or log in to your account via their website. You can select your own service technician or have the company assign one to your case. The technician will contact you to schedule an appointment within 48 hours of when your service request was submitted. Per the terms of your contract, you’ll have to pay a service fee or deductible once the service is completed.

Word on the Street

Elite Home Warranty is trusted by homeowners nationwide as a licensed home warranty service provider in 45 states. The company has been named an industry leader by HomeAdvisor, Top Consumer Reviews, and Best Company. Elite Home Warranty is also a best-rated company on Google with a 5-star rating.

The company has an “Excellent” rating on Trust Pilot with 4.8 out of 5 stars. 97% of the reviews for Elite Home Warranty are five-star. Customers commented on the provider’s prompt repairs, knowledgeable staff, and great pricing.

Elite Home Warranty is a BBB-accredited business with an A rating. Customers gave the business an overall rating of 5 out of 5 stars in their reviews. Reviewers praised Elite Home Warranty for its quick service, flexibility, and easy claim filing system.

Home Warranty Pricing

Home warranty pricing will vary depending on the plan you choose, where you live, the size of your home, and any additional coverage you opt for. Elite Home Warranty doesn't provide a lot of pricing information on their site, but they do share that plans for appliance protection start at $1.10 per day, system protection starts at $1.20 per day, and comprehensive coverage starts at $1.35 per day.

The best way to learn about pricing on plans is to get a no-obligation free quote. Use the form on the website to provide your address, full name, and contact information and Elite Home Warranty will email your free quote.

Bottom Line

Elite Home Warranty provides comprehensive home appliance and system coverage across 45 states. You can customize your coverage to create a plan to protect what’s most important in your home. The company offers no-obligation free quotes and a 30-day money-back guarantee.

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FAQs for Home Warranty
Purchasing a home warranty is the best way to protect yourself from expensive home and appliance repairs. To help you learn more about home warranties and how they work, we have compiled answers to some of the most commonly asked questions about home warranty plans.
What is a home warranty?
Similar to a warranty that comes with the purchase of a new phone, or piece of equipment, home warranties, cover home appliances and system repairs. Home warranties shield homeowners from the high cost of unexpected appliance breakdowns and system failures. They provide protection not just for your home, but for your budget and time as well.
How do they work?
What's great about home warranties is that, unlike a standard warranty that comes with an appliance, home warranties cover a wide variety of appliances that can be customized depending on your needs. When signing up for a home warranty or receiving an initial quote, you will be asked to fill in basic information about the location of your home and which appliances you want to cover. Most home warranty companies like Choice Home Warranty, Select Home Warranty, or American Home Shield, offer a choice of several plans with options to add appliances based on need. These home warranty companies will charge an annual contract fee for yearly coverage and a small service fee when they need to send someone to repair or replace an appliance. Typically home warranty companies work with certified local technicians who work quickly and efficiently to help ensure your home is back in working order.
What appliances do home warranties cover?
As mentioned, home warranty coverage varies from company to company and there is no one set item list that all home warranties cover. In general, it's best to review your contract and make sure all your essential appliances are listed.

In general home warranties may cover some of these items and more:
Central heating systems
Air conditioning systems
Electrical systems
Plumbing systems
Washing machines and dryers
Microwaves
Dishwashers
Refrigerators
Ovens and stove-tops
Why would you need a home warranty?
As a homeowner, you never know when your essential systems or appliances may break, and repairing them can be both time-consuming and extremely costly. Home warranties are there to offer peace of mind by ensuring you'll be taken care of by certified professionals when the unexpected occurs.
What's the difference between a home warranty and home insurance?
Home warranties differ from home insurance plans in that home warranties cover appliances and systems that break due to wear and tear, while home insurance policies protect your home from losses or damages caused by natural disasters, fire, theft, and more. Home insurance plans cover the structure of your home in such cases, so if you have broken windows, doors, water damage, etc. a home insurance plan will have you covered. In other words, if you have an air conditioner that is leaking and causing water damage in your home, a home warranty plan will cover the cost of fixing the AC. In contrast, a home insurance plan will cover the cost of fixing whatever was damaged by the water.
Who are home warranties for?
Typically home warranty plans are purchased by homeowners who want to ensure they are covered in case of a breakdown. However, others can benefit from the services a home warranty provides. Landlords who have purchased a home and are renting it out should strongly consider purchasing a home warranty plan. As a landlord, the last thing you need is for a tenant to be without a heater, fridge, or even electricity. You'll find yourself scrambling to find the proper technician without knowing how much you'll have to pay out-of-pocket. A home warranty provides you with peace of mind and is a significant selling point for a tenant when considering homes.

Real estate agents can also benefit from home warranty plans and many agents will purchase a home warranty to protect the buyer. This can be done as a gift as a way to say thank you for their business. Moving into a new home with a home warranty already in place provides the buyer with peace of mind knowing there won't be unexpected costs to fix systems or appliances.
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