Recent Comments:
Jessica Alba sues: I never endorsed post-pregnancy device {Celestrellas}
Oct 13th 2011 5:28AM Somebody ought to sue Jessica for staring in, "The Killer Inside Me" because it endorces violence against women. You reap what you sow Missy.
'Dance' Judge Mary Murphy Tells of More Arnold Womanizing {PopEater}
Jun 12th 2011 2:38PM Oh heck, her make-up whatever? There's a reason hearsay is not admissible in court. He said, she said, I was told by my fourth cousin removed on my half step brother's said by his x-girlfriend while she was on probation the 3rd time for forgery.
Steelers, Packers Are in Jerry Jones' Bowl {Fanhouse NFL Blog}
Feb 3rd 2011 9:37PM Jerry needs to learn that Jimmy Johnson is the coach not him. Must eat him alive to think he could have 6 to 8 Super Bowls had he stayed out of it.
Sweepstakes Scam Shut Down by FTC {WalletPop}
Dec 16th 2010 2:22PM What they need to do is shut down the scam by Midland Funding LLC & others like them and cease the false claims by their "Robo-Signers" they call "Legal Specialists" as that's the biggest scam.
Government starting to crack down on debt collectors {WalletPop}
Nov 5th 2010 5:34PM Debt Collectors, Debt Collection Law Suits, PayDay Loans
So, you’ve received a letter,30 days to respond, don’t wait,
The most important word to you right now is this, “Validate!”
Unless they can prove any claim that will stand up in court,
Then they have to remove the entry from your credit report.
Or, you’ve just received a summons you’d like to forget,
You’re being sued by a debt collector for credit card debt,
Well relax; don’t get excited because you do have rights,
Get ready, now’s the time to roll up your sleeves & fight.
The Law of Equity,7th Amendment of The U.S. Constitution,
And this is just the beginning of your defensive resolution,
This country was founded? Let me put you in remembrance,
An article we know as, “The Declaration of Independence.”
These are just parts of your rights & defense, some not all,
There is a violation of Federal R.I.C.O. and Civil RICO Law,
A so-called, “valuable consideration” cannot be a mystery,
Your right to know the amount paid. Why? Criminal Usury.
Alleged debt is 10k but their purchase price was 100 bucks,
In Ohio they cannot charge more than 5%, so lots of luck,
Because your contract was with whomever, not with them,
Hey don’t panic because this is how the process will begin.
Midland Funding LLC is notorious for filing claims in court,
However, without a valid written agreement they must abort,
Research, Case NO 3: 08 CV 1434, Document 50 Filed 08/11/09,
U.S. District Court Judge David Katz ruled against, here’s why.
Midland Funding LLC v. Brent, et al. the Ohio court did find,
The affidavit, documentation was not properly, legally signed,
Midland violated both the OCSPA & FDCPA trying to collect,
And at an interest rate higher than allowed by law for said debt.
“Volenti non fit injuria” is a legal term meaning assumption of risk,
Ohio Fair Debt Collection Practices Act § 1319.12. Requirements,
A signed written agreement & monetary consideration shall state,
And in addition it shall expressly authorize with an effective date.
Encore Capital Group and others like them are, “Junk Debt Buyers,”
Paying less than a penny then charging you up to 100 times higher,
So, FYI there have been many lawsuits filed against them and won,
Requesting, “summery judgment” does not mean it is over & done.
Do not let lawyers push you around, respond and don’t be moved,
They claim validity with credit card receipt copies, make them prove,
You can’t buy groceries, clothes or gas with a copy of a $20.00 bill,
The law is the law and it works both ways, when they Jack you Jill.
Surely this is probably the biggest unknown consumer credit card fact,
When sued you have the right to request a copy of the original contract,
Why are there are so many judgments? Da! We have to know our rights
They’re default judgments because you don’t show up in court and fight.
Remember, this is just a partial list there is so much more you bet,
Do your own investigation, a plethora of sites are on the Internet,
Don’t allow these crooks to illegally use the legal system for pay,
Make them understand, if it is hardball they want, two can play.
Co to court, pursuant to the FDCPA Act (§ 803.4) & make them prove,
Oh, not being the original creditors they must establish dealings with you,
Since they are not, their records are immaterial, irrelevant and hearsay,
It will take some effort on your part but it’s worth it to make it go away.
You received a letter; okay demand a “Debt Validation” here’s the deal,
Respond within 30 days or they will assume the, “alleged” debt is real,
If you’re at the summons/subpoenas stage there’s still plenty of time,
CreditInfoCenter.com or DebtCollectionLawyer.blogspot.com, online.
Don’t forget they’re the Plaintiff you’re the Defendant so you defend,
As aggressive as your adversary without backing down, you will win,
It is not England in the 17th Century it’s America no need to escape,
That tyrant King George III is not The President of The United States.
When Law Enforcement violates U.S. Constitution Amendment #4,
The case is thrown out and criminals routinely walk out the door,
“Junk Debt Buyers” falsely make claims & defendants pay more,
Any wonder why the rich stay rich while the poor remain poor?
Bad enough that high interest rates create billionaires on the backs,
Of the hard working majority who are faced with all kinds of attacks,
Why do most judges allow this injustice to continue go to through?
Uh, a leopard doesn’t change its spots they were once lawyers too.
Midland Funding LLC & subsidiaries of Encore Capital Group Inc,
Isaiah 1: 17, simply put their Gestapo tactics & criminal ethics stink,
An injunction was issued now they can no longer demand by lies,
Monies at a 1,000% rate destroying freedom and mom’s apple pie.
It’s obvious that consumers are unaware of this very important fact,
Accounts now uncollected are charged off on corporate income tax,
The debt has become alleged because it is no longer the full amount,
So, law firms and collectors are banking on your inability to count.
This is an unjust practice and by law it should be labeled as corrupt,
Forget the lobbyists isn’t it time for our elected officials to stand up?
We have, “Certain Inalienable Rights” no “junk debt buyer” can deny,
Written documents, “Founding Fathers” based freedom on that’s why.
You’ll demand, “FDCPA Debt Validation” they’ll send a stack of copies,
This is when you will know, not think, their game is getting very sloppy,
Demand! It is your right to demand verification by FDCPA section 809,
Read it since it’s at this point they legally have to stop wasting your time.
Remember that unscrupulous nation we hurriedly sailed away from?
Well, don't look now but Centuries later has America now become?
By predatory mortgage lending practices, citizens loose their homes,
As soldiers fight overseas their spouses fall victim to PayDay Loans.
With all of these exceedingly high interest rates where is Uncle Sam?
Not only by their own Government but by con artists being scammed,
Congress, House, Senate should be doing more not less than they can,
Oh, if elected officials put their lives on the line then they’d understand.
Why, when everything points to doing more they seem to do the least?
And instead of coming across as a “Beauty” they raise up as a “Beast,”
Even Elizabeth has declared a 10-year pay freeze and she’s the Queen,
Ha, and we have elections but act like we’re still pawns under the King.
A Supreme Court ruling reiterated the constitutional right to bear arms,
On 06/28, striking down a Chicago law leaving us susceptible to harm,
So, how much longer will these financial institutions continue to prevail?
Every single one found guilty of 'any' wrongdoing should end up in jail.
Really nothing much to say in defense of the leaches at Pay Day Loans,
Except to sit down, restructure needs verses wants, to leave them alone,
But against blood sucking debt collection companies how can you fight?
When you fail to take advantage of laws and understanding your rights.
Finally, the United States Constitution has your citizen rights guaranteed,
“Certain steps are required before depriving us of life, liberty, or property,”
The 14th Amendment, “fundamental rights” we have “due process” by law,
And as consumers you have protection not from some of these but for all.
'Lion King' Star Shannon Tavarez, 11, Dies {BV Newswire}
Nov 2nd 2010 2:26PM Shannon Tavarez (In Memorial) The Lion King
She was a youthful actress, exuberant, she would dance and sing,
Dead! “Acute myeloid leukemia” deleted her role in, “The Lion King,”
“Broadway Princess” acclaimed stellar performance in her own right,
The tender innocent age of 11, she battle valiantly but lost her fight.
April, the month of Easter Sunday, the Resurrection would change,
Faces of the world, salvation, snow would melt, the verge of Spring,
Plant the seed, plowing, harvest in mind, the birth of flowers bloom,
All this growth in mind for Shannon Tavarez it ended much too soon.
Repentance! For this pre-teen age girl wasn’t she much to young?
To have committed any evils that would cause her life to be done?
Matthew 19:13-15, Jesus talks about children, kingdom of heaven,
Doctors even preachers don’t know why death creeps in at just 11.
A beginning to an unexplained end, arrived, departed, with a smile,
She began feeling pain in her lower back and legs yet all the while,
Brave! Her story drew attention of numerous celebrities far & wide,
A desperate donor search, to no avail, succumbing, she has died.
Father I ask, why do the tender, pure in heart, so early have to go?
While the sinners multiply like fine crystals as rocky mountain snow,
Such a talented gift rained upon her life could only be from You, so?
Many unexplained early departures like Alliyah, one day we’ll know,
Harlem School of the Arts for vocals, piano & started singing age 3,
Wowing producers her first open audition for, “Nala” it’s no mystery,
Young Nala with Young Simba sang, “I Just Can't Wait to Be King,”
Sorry Shannon, you’ll have to settle for being a, “Kingdom Queen.”
James MacArthur, 'Hawaii Five-O' Star, Dies at 72 {PopEater}
Oct 28th 2010 6:43PM Yeah! After seeing this cheap imitation of the new Five-O who can blame hin?
Regis Philbin Squares Off Against 'The Real Housewives of NJ' (VIDEO) {AOL TV}
Oct 24th 2010 7:53PM Housewife Reality Shows
Just when I thought it couldn’t get any worse, wouldn’t you know,
There’s an abundance of silliness, “The Housewife” reality shows,
Chaka Khan sang, “I’m Every Woman” & they changed the tune,
What did it take? It took a television camera and not a full moon.
In the 1950’s, Nat King Cole had a very entertaining variety show,
The majority population wouldn’t buy Westinghouse, they let it go,
When, “America” complained to the sponsor telling them, “hell no,”
Because they understood you can’t make bread without any dough.
Now comes The Real Housewives of New York, Jersey, Beverly Hills,
Shop all day, drink wine at lunchtime and snack on prescription pills,
Make-up so thick, they look like stiffs in a morgue or circus clowns,
Prancing back & forth in luxury automobiles & the cheesiest gowns.
However, many times when these, “Housewives” open their mouth,
A most filthy tirade of hate-laden profanity like a mudslide flows out,
They are the shows teens and pre-teens love to watch and emulate,
Is it any wonder why these kids feel it’s ok to party & stay out late?
In the battle for tougher standards and higher education we loose,
Students don’t know the last four presidents but they know booze,
Just by a commercial, color of the can or bottle or from the smell,
And the closest store that sells alcohol to minors they readily tell.
Home! Little concern about school books, just where’s the remote,
Can’t answer a test question correctly, easily recite the latest joke,
Certainly this can’t be all, yeah that’s true however there is enough,
Question: Where are the parents while they are watching this stuff?
Necklines are way to low, her skirt way to short, this dress is right?
Forget not at the drop of anything these, “ladies” are ready to fight,
They use the B-word more than pimps or groups that gangster rap,
When are the sponsors finally going to say, “enough of this crap.”
As they discuss sex outside the marriage like ordering a pizza pie,
Let’s see, extra cheese, mushrooms, onions, anchovies piled high,
Real Housewives spend time with their kids in the park, at the zoo,
And stay up late in the night helping them with their homework too.
At the mall they teach their children how to shop for the best deal,
This crap on television about getting the most expensive is not real,
And what these tv housewives spend on just a single bottle of wine,
A real mom for a week or more, her real family of five can finely dine.
Shows like this portray an injustice to, “real” housewives everywhere,
Very degrading, demeaning, insulting, it needs to be taken off the air,
The term, “housewife” has long been outdated as many of them work,
Even if the job is, “just being a mom” few have time to be dishing dirt.
Surprisingly enough again maybe not guess who is watching it too?
I love this adage, just a simple case of, “monkey see, monkey do,”
No way is this how a real mother, parent, guardian, lives their lives,
Their titles should be changed to, ”Bogus, Unrealistic Housewives.”
'Real Housewives' Comes to DC {AOL Hot Searches}
Oct 24th 2010 6:52PM Housewife Reality Shows
Just when I thought it couldn’t get any worse, wouldn’t you know,
There’s an abundance of silliness, “The Housewife” reality shows,
Chaka Khan sang, “I’m Every Woman” & they changed the tune,
What did it take? It took a television camera and not a full moon.
In the 1950’s, Nat King Cole had a very entertaining variety show,
The majority population wouldn’t buy Westinghouse, they let it go,
When, “America” complained to the sponsor telling them, “hell no,”
Because they understood you can’t make bread without any dough.
Now comes The Real Housewives of New York, Jersey, Beverly Hills,
Shop all day, drink wine at lunchtime and snack on prescription pills,
Make-up so thick, they look like stiffs in a morgue or circus clowns,
Prancing back & forth in luxury automobiles & the cheesiest gowns.
However, many times when these, “Housewives” open their mouth,
A most filthy tirade of hate-laden profanity like a mudslide flows out,
They are the shows teens and pre-teens love to watch and emulate,
Is it any wonder why these kids feel it’s ok to party & stay out late?
In the battle for tougher standards and higher education we loose,
Students don’t know the last four presidents but they know booze,
Just by a commercial, color of the can or bottle or from the smell,
And the closest store that sells alcohol to minors they readily tell.
Home! Little concern about school books, just where’s the remote,
Can’t answer a test question correctly, easily recite the latest joke,
Certainly this can’t be all, yeah that’s true however there is enough,
Question: Where are the parents while they are watching this stuff?
Necklines are way to low, her skirt way to short, this dress is right?
Forget not at the drop of anything these, “ladies” are ready to fight,
They use the B-word more than pimps or groups that gangster rap,
When are the sponsors finally going to say, “enough of this crap.”
As they discuss sex outside the marriage like ordering a pizza pie,
Let’s see, extra cheese, mushrooms, onions, anchovies piled high,
Real Housewives spend time with their kids in the park, at the zoo,
And stay up late in the night helping them with their homework too.
At the mall they teach their children how to shop for the best deal,
This crap on television about getting the most expensive is not real,
And what these tv housewives spend on just a single bottle of wine,
A real mom for a week or more, her real family of five can finely dine.
Shows like this portray an injustice to, “real” housewives everywhere,
Very degrading, demeaning, insulting, it needs to be taken off the air,
The term, “housewife” has long been outdated as many of them work,
Even if the job is, “just being a mom” few have time to be dishing dirt.
Surprisingly enough again maybe not guess who is watching it too?
I love this adage, just a simple case of, “monkey see, monkey do,”
No way is this how a real mother, parent, guardian, lives their lives,
Their titles should be changed to, ”Bogus, Unrealistic Housewives.”
'Rent Is Too Damn High': Jimmy McMillan Steals N.Y. Governor Debate {BV Black Spin}
Oct 20th 2010 11:20PM Jimmy McMillan, “The Rent Is Too Damn High”
Monday night 10/18/10 candidates gathered for governor of New York,
Not so in a debate but to state their case for the job & to give a report,
Of their qualifications, programs with the desired need for this and that,
Enabling the voters and potential donators to get feel of where their at.
A writer for Politics Daily called the event a circus but that is not case,
No elephants, horses, lions, trapeze artists or clowns all over the place,
When I think of Barnum & Bailey or Ringling Brothers they don’t equate,
Andrew Cuomo, Carl Paladino or whomever I choose to decide my fate.
However, although I no longer reside in that biggest and busiest state,
There actually was one named Jimmy McMillan a third party candidate,
Running on the platform of, “The Rent Is Too Damn High” I can relate,
The millionaires never miss a meal, it’s been days since many last ate.
This former soldier was once stationed in Southeast Asia at Vietnam,
He’s had previous dealings with the misguided works of Uncle Sam,
Declaring he represents the party of, “The Rent Is Too Damn High,”
Plenty laughter from those in attendance at Hofstra University. Why?
Can someone explain the humor when there’s not enough food to eat?
Better still, when those parents and their kids are sleeping in the street,
Obviously they need a voice like that of John, “crying in the wilderness,”
As is not getting better as every year it gets worse, something is amiss.
The writer even calls it a cross between, “News Hour” & “The Maury Show.”
Sleeping in the streets with no food or money is not the American way to go,
Then there is former madam Kristin Davis who wants to legalize, you know,
We might not be able to provide food or shelter but should you need a, “Ho!”
She likened her record keeping not in kind to the corruption at the city’s MTA,
Business was always on time, happy customers and rides weren’t given away,
She kept one set of books and she could keep a secret like her clients names,
And to be governor great of the state of New York this was her claim to fame?
Cuomo claims to know the state, “like anybody else on this stage” ok now laugh,
How can you even come close to knowing how it feels to go weeks w/o a bath?
Life in the jungle one was unable to experience the warmth of a nightly shower,
While the other one well, hopefully for her clients sake she took one every hour.
This minor skirmish of the meeting of the minds can be viewed on, You Tube,
No you will not get to see the madams underwear or neither one of her boobs,
I am sure afterwards there was much to drink along with many different foods,
After discussing the plethora of problems facing them, who was in the mood?
Mario also stated, “I understand the disgust at Albany and I share in it.” What?
With no income and no health care, fed at shelters from paper plates and cups,
A gangster threatening a reporter, “to take you out, buddy” Carl, feed the state,
Then you can wine and dine the media Mr. Paladino, those columnists can wait.
The state has an 8 billion dollar deficit, inflated taxes, 8.2% unemployment rate,
The, “Don” touch on Medicare costs that are wrought with fraud, abuse & waste,
With so many serious issues that need to be discussed in New York far & wide,
What better place to start than Jimmy McMillan’s “The Rent Is Too Damn High!”