Jul 26th 2010 10:59AM I stumbled upon this website while browsing around and I found a chocolate giveaway!!! Looks like a good blog site. I will have to spend some time here!!
Jul 12th 2010 12:49AM I need help!!!! I am so DIS organized that I don't know where to start!!! And that is driving me insane. I used to be organized and 2 years ago something happened to my sense of being organized and neat....and my house is in chaos and.....oh someone help me!!
Apr 4th 2010 7:46PM I have been a self-employed hairdresser for 23 years. I have worked in someone else's salon for 11 years where I paid 40% of my gross pay to her. I currently work for myself. I have a salon in my home and I go to a retirement community a couple of days a week and fix hair. I do not charge exorbitant fees for cutting or styling someones hair. My rates are reasonable almost ridiculously low. I have big tippers and people that don't tip at all. Just depends on the person. I prefer 20%. someone suggested I raise my rates but I only see them giving me the same money...especially the big tippers. If I raise my prices 5 dollars, they are just going to give me the same which would make it a less %age. I spent 10000 on my education 23 years ago and I am in a state that requires 20 hours of continuing education every 2 years. The classes are not cheap!!
Feb 9th 2010 1:03PM Thanks for those words.......
Here is my story: I get so mad when I am called a welfare recipient......
My husband was the "breadwinner" for a very long time...he made very good money. As a self-employed insurance salesman where we paid out the tail for taxes every year. Plus I am self-employed as a hairdresser. so we both had to pay the high self-employment tax...sometimes 8000 or 9000 dollars a year in quarterly payments. Now my husband has multiple sclerosis. And he is on disability....we are in our 40's. Do we get assistance?....only medical. Our income is too high for any other help. The medicine that he takes to slow the progression of his MS costs $2600.00 a month. So, yeah, we need help with that. It is called a "catastrophic" illness and automatically qualifies us for medical assistance. But because we do get help, we can not have any assets, other than a house and one car, over the amount of $3,000.00. Because disability income is not considered earned or taxable when under a certain amount, my earned income from the job that I work 50 hours a week and the one child I have at home under the age of 17 qualifies us for this credit. The system is screwed up. My golden years, which once looked all rosy, are now shattered dreams. I can't have a IRA to put back for my retirement years, that would be over the asset limit for medical assistance.....here are our options.......save, save, save for our future and do without assistance......oh, without the medical help he would have to stop his meds. and then he may be to sick to have a future.......
Would I give back his MS and take back his $80,000.00 a year job....in a heart beat, but that is not our reality.
So this is to the people who call me a welfare recipient......I hope that none of you ever have to face what my family has had to face. The meds. he takes.....most of your insurance cos. consider MS injectable therapies a Class C drug on your prescription policy. That is a 25% to 30% drug co-pay on every RX that is filled....that is $650 to $780 dollars a month out of your pocket to pay for the therapy.
Feb 9th 2010 12:26PM you must have at least one child under the age of 17 to qualify for his credit.
Sep 13th 2008 10:21AM In reply to comment #281 from Harold.
Harold, That piece is an editorial. Editorials are not necessarily facts but an opinion not necessarily based on facts.
Sep 13th 2008 10:10AM I definitely think that Obama will be the better man for the job. We are so stuck in the proverbial rut. What has worked in the past will no longer work. We need new ideas and McCain cannot deliver new ideas-he is "old school". As to Sarah Palin, she does nothing for me. Just another republican who will screw the American people if given the chance.
Another stimulus check would be great! but at what expense to us down the road? As to Christmas-my 10 year old no longer believes.........her Dad told her that Christmas was going to be celebrated for what it is this year. That didn't go over too well, but the economy is what it is and no, I know you do not want to let your kids down but going into debt for gifts is absurd. We all have to tighten up the belt budget and ride this one out. As the old saying goes "whatever will be will be".