Jul 9th 2010 12:40AM Targeting women, minorities, and veterans? Why is reverse discrimination ok? We own a small business, and were turned down for credit when we needed it. So am I to understand that because our store is owned by two white men, we stand less of a chance or maybe no chance at securing a loan from them? All discrimination should be illegal. Our efforts at protecting some groups are hurtful to others. If we want to end discrimination and racism, then we need to make things equal for everyone.
Jun 28th 2010 3:18AM Maybe plumbers make six figures in some parts of the country, but in northwest PA they don't. $100k per year equates to $48 per hour based on a 40 hour week. My husband charges the going rate, which is $55 per hour. People forget that from that, we have to pay transportation expenses, liability and health insurance (big ouch!), accountants, advertising, and no one can bill 40 out of 40 hours. Some of your time is used giving free estimates, on the phone, lining up parts and subcontractors. My husband works 50 hours a week, and grosses $480 per week, plus health insurance is paid by his business. I know when you get your bill it seems like a lot of money, but by the time it percolates down to us, he only gets about $10 per hour, and that's before he has to pay poor old Uncle Sam!
Mar 26th 2010 4:01AM I agree, Melissa. Not everyone has unlimited funds. Isn't it better to sell two people one meal than none at all?
Sep 16th 2009 9:41PM We had taken advantage of two offers from Chase Bank at 3.99 and 4.99% interest, fixed for the life of the loan to help finance college expenses. We were recently notified that the minimum payment was going from 2% to 5% of the balance. It doesn't sound like much, until you realize that means the monthly minimum goes from $350 to $875!! We struggled to pay $350, so $875 just wasn't possible. Talk about painting us into a corner! Thank goodness we were able to get a home equity line of credit and pay this off. I wonder how many people are getting their credit ruined because of this? It serves Chase Bank right if people give up and don't pay their loans back. It should be illegal to do this. I hope the new law addresses this kind of sneaky operation.
Jan 23rd 2009 1:17AM It sounds old fashioned, but people who are interested in remaining monogamous stay out of the devil's workshop. That means you don't get too personal with coworkers of the opposite sex and you don't hang out alone in bars. Don't play with fire, you will get burned. If you really like a coworker, why not keep it professional at work, and maybe suggest getting together with spouses outside of work. No room for jealousy when the coworker befriends the spouse. If your intentions are pure, then it's no problem to include your spouse in the friendship.
Jan 23rd 2009 1:11AM Jim, it may seem ideal now, but you are leaving yourself wide open for sexual harrassment and blackmailing. I can't imagine any worthwhile person who is content "doing" her boss and his wife. You sound like someone who uses people and I hope you get what you deserve.
Mar 17th 2008 7:32PM As a wise coworker once told me, I don't sh_t where I eat.
As a Christian, I figure even if I didn't get caught by my employer, God is always watching. It's not worth breaking one of his commandments and jeopardizing my soul for eternity.
As a small business owner, it's tough enough to make a living. Profit margins are being squeezed by the cost of health insurance and gasoline. People think you have deep pockets when you own a business and that you won't miss it if they steal. Unfortunately, nothing could be further from the truth.