This Chloé Joan Shoulder bag evokes feelings of both practicality and fun. You've gotta love a top that cinches up like this one does, and the equestrian inspired hardware, plus the colors are nice and neutral for fall without being boring. Opens at the top, of course, but it also has a somewhat hidden compartment on the front with a tasseled leather pull and zipper closure. The cinch-top is fun but since it doesn't close securely I'd have to be especially careful not to let anything spill out when I set it down. $1515